Michigan Golf Cart Accident Lawyers You Can Trust

Under Michigan's golf cart law, local municipalities that adopt an ordinance allowing golf carts on certain local roads generally require the operator to carry proof of liability insurance as a condition of the permit or decal. Whether a specific accident is covered depends on the policy involved: a standard auto policy often does not automatically cover a golf cart, though dedicated golf cart insurance, homeowners coverage, or a course or community's liability policy may apply. Ged Lawyers reviews every available policy to identify what coverage applies to your claim.

Since a 2017 change in Michigan law, local units of government may adopt ordinances allowing golf carts to be operated on certain local roads with posted speed limits of 30 mph or less, subject to conditions such as a permit or decal, required equipment, and proof of insurance. Outside of an area covered by such an ordinance, or on higher-speed roads, golf cart use on public roads is generally restricted. Because rules vary by municipality, current local ordinance details and Michigan Department of State guidance should be confirmed for your specific location.

Common types include golf course and country club accidents, roadway collisions on ordinance-permitted local roads, passenger ejection and rollover accidents, rental golf cart accidents, defective equipment accidents, and accidents involving impaired or uninsured operators.

Common injuries include soft tissue injuries, broken bones, head trauma, spinal and back injuries, and cuts, road rash, or scarring from an ejection or collision. In severe cases, families may have a wrongful death claim.

Ged Lawyers helps injured clients in the Southfield area connect with medical providers for evaluation and treatment after a golf cart accident, and can discuss options for clients who are concerned about upfront medical costs while their claim is pending. Getting prompt treatment, regardless of where you seek care, is important both for your health and for documenting your injuries.

Liability may fall on the golf cart operator, the cart owner, a golf course or country club, a rental company, or the manufacturer of a defective component. If another driver caused a collision with the golf cart, that driver may also be held responsible. Ged Lawyers investigates every party involved to identify who is responsible for your injuries.

Compensation may include medical costs, lost income, pain and suffering, and other damages allowed under Michigan law. Because golf carts are generally treated differently from motor vehicles under Michigan's no-fault insurance system, many golf cart injury claims proceed as ordinary negligence claims against the at-fault party rather than through no-fault PIP benefits, which can affect what compensation is available and how it is pursued.

There is no general statutory cap on pain and suffering damages in an ordinary negligence claim in Michigan, so the amount depends on the severity and permanence of your injuries, among other factors. Car accident claims are subject to Michigan's no-fault "serious impairment of body function" threshold before pain and suffering can be recovered, but this threshold generally applies to motor vehicle claims and may not apply the same way to a golf cart accident claim brought under ordinary negligence, depending on the facts of your case.

Yes. An uninsured golf cart does not necessarily prevent you from filing a claim. You may still pursue a claim against the at-fault operator, owner, golf course, or manufacturer, and depending on your own insurance coverage, additional options may be available. Ged Lawyers can review your specific situation to explain what claims may be possible.

You can contact Ged Lawyers today to schedule a free, no-obligation consultation. We will review your accident, answer your questions, and explain your legal options, and you pay no attorney fees unless we recover compensation for you.