After suffering a car accident, a victim may be left injured, in debt, and unsure of what to do next. In Florida, filing a simple insurance claim may not be the best option, especially if the victim has serious injuries or other damages that insurance may not cover.
If you or your loved one suffered an accident in Estero and aren’t sure how to proceed, the accident attorneys with GED Lawyers can help. We can inform you about your options, advise you about your next steps, take over your case for you, and pursue all of your due damages on your behalf. During a free consultation, we’ll tell you all about how an Estero car accident lawyer will help you.
Which Damages Can I Claim in My Estero Car Accident Case?
After your accident, you may still be injured with unpaid medical bills. In a personal injury claim or lawsuit, you may be able to claim your physical and financial damages, as well as certain other damages. However, in a claim, specifically, you may be limited in which damages you can claim. A personal injury attorney at our firm can help you list your damages and decide what kind of legal action to proceed with.
In an insurance claim, you can typically claim:
- Medical expenses related to your recovery and rehabilitation
- Wages lost due to your injuries
- The costs of household services and related services you can’t perform due to your injuries, such as childcare
- The costs involved in the repair or replacement of your vehicle
- Funeral expenses and related damages if you lost a loved one in an accident
With a lawsuit, you may be able to claim the damages above as well as:
- Pain and suffering
- Loss of quality of life
- Loss of companionship if you lost a family member in an accident
Make Sure You See a Doctor After Your Accident
Do not attempt to assess your injuries yourself, even if they seem minor. Only a doctor can accurately diagnose you and prescribe an appropriate treatment plan. Make sure you follow through with it, as well. This will help you reach your maximum medical recovery.
Plus, an Estero car accident attorney can use your medical records to support your case and ensure you seek fair compensation for your accident-related losses.
The Limitations of an Insurance Claim
In Florida, “no-fault” rules apply to car insurance claims. This means that, regardless of fault in the case, a claimant must go through their insurer to file a claim. The claimant’s Personal Injury Protection (PIP) insurance covers many damages, and Property Damage Liability (PDL) insurance covers others.
Many of the claimant’s additional damages, like pain and suffering, cannot be claimed through insurance. Additionally, there’s a cap on damages like medical expenses. So, for many claimants, an insurance claim may not let them get all of their due compensation.
In Florida, there are a high number of uninsured and underinsured motorists, so it’s important to keep in mind how important it is to carry Uninsured Motorist coverage.
In your case, a lawsuit may be the better option over a claim. One of our firm’s Estero car accident lawyers can help you with a lawsuit or at least help you pursue fair compensation in a claim.
Should I Get an Estero Car Accident Lawyer for My Case?
With a car accident lawyer from our firm on your team, you won’t have to worry about your case at all. You’ll be able to leave all of the following to your lawyer:
- The collection of evidence for your case, such as the police report and your medical bills
- The corroboration of your evidence with testimonies from witnesses and experts
- Showing how the other driver was negligent and is, therefore, at fault in your case
- Valuating your damages fairly so insurers can’t devalue them
- Presenting your legal action and damages to insurers
- Settlement negotiations with insurers
- The litigation of your case, if you and your lawyer decide it’s your best option
Meeting the Deadline for a Lawsuit
Another reason to consider getting a lawyer for your case is that a lawyer may be able to accelerate your case along, making it ready for litigation before the filing deadline for a lawsuit expires. Also, by hiring your car accident lawyer in Estero soon, you’ll give them more time to prepare your case for litigation and meet the deadline.
Even if you’re not considering a lawsuit, it may be or eventually become your best option. Your lawyer can help you preserve this option by filing your case quickly.
Florida’s filing deadline for a car accident/personal injury suit is four years from the date of the car accident, according to Florida Statutes § 95.11. According to the same code, Florida’s filing deadline for a wrongful death lawsuit is two years from the date of the loss of life.
Our Personal Injury Lawyers in Estero
For decades now, our firm has played a major role in Estero and other communities throughout Florida. This role is fair legal representation in car accident cases and other personal injury cases, as well as wrongful death cases.
To help us represent our clients’ needs, we reach out to many experts, like reconstructionists and scientists, and they play major roles in our cases by providing invaluable testimonies. Our personal injury attorneys do everything they can to assist and accommodate their clients, such as by speaking with them in their native language. We can speak with you in Arabic, Portuguese, Russian, Creole, Greek, Spanish, Turkish, or another language.
Some of our top personal injury cases show the results of our client-centered approach and our dedication. You can be sure your attorney will show just as much dedication in your case.
Our Contingency Arrangement
Among our fee arrangements is our contingency fee arrangement. In this agreement, your attorney will work for you on a contingency basis, so your lawyer won’t collect any fees from you unless they recover compensation for you, and you’ll simply pay your attorney out of this recovery. This should make hiring a lawyer easily affordable for you.
On top of that, we can offer a complimentary consultation. There won’t be any fee for this initial meeting and case review.
Connect with GED Lawyers for One of Our Estero Injury Lawyers
If you’re not sure what to do after your or your loved one’s car accident, you’re not alone. Many Floridians aren’t sure whether to file a claim or a lawsuit and how a lawyer can help.
During your free consultation with us, we’ll tell you more about how a lawyer from our firm will help you, and then we’ll advise you about how to proceed with your case. If you decide to hire one of our lawyers, you’ll be able to rely on them to pursue a fair and just outcome to your case. Contact GED Lawyers today for your free consultation.