When North Lauderdale auto accident victims get hurt, they turn to their no-fault insurance policy to cover their medical care and related expenses. Hospitals, clinics, and doctor’s offices provide this care and count on the insurance company to reimburse them properly. What happens when the insurer fails to do so? This is where our lawyers come in.
When a personal injury protection (PIP) attorney from GED Lawyers handles your case, you can focus on doing your job and handling other concerns. We fight for the money your practice deserves and keep you updated on our progress. Learn more today during a free initial case consultation with our team.
Our North Lauderdale Personal Injury Protection Attorneys Understand Florida’s PIP Reimbursement System
As auto accident lawyers, our law firm understands how the no-fault insurance laws work. Florida is one of 11 states with a no-fault auto insurance system. Under these laws, most people involved in a crash must file a claim based on their own personal injury protection insurance coverage.
Under Florida Statute 627.736, all drivers must carry at least $10,000 in PIP coverage. When they are in an accident in North Lauderdale, they file their claim based on this policy. The insurer should pay for their documented income losses as outlined in their policy. The carrier should also pay their medical care providers for the necessary treatment and care.
This could include a wide range of services and care up to policy maximums. Covered medical expenses could include:
- Ambulance transportation
- Emergency department assessment and stabilization
- Other medical costs, such as medical devices
The insurance company should pay the medical service providers for these costs directly.
In addition to the policyholder, coverage may also extend to:
- The policyholder’s children
- Other family members in the car who do not have a policy
- Other occupants without their own PIP coverage
- A pedestrian or bicyclist hurt in the collision
The rules for PIP coverage apply the same way to these individuals, as well. The insurer should pay the medical care provider based on the documents submitted by the hospital, clinic, or practice.
Ged Lawyers: North Lauderdale Personal Injury Protection (PIP) Attorneys
When it comes to PIP claims, our legal team only represents healthcare facilities, doctors, and other medical care providers who received a denial of their request for compensation based on the services they provided.
We understand how important it is that your practice receives reimbursement for every procedure you perform and every accident injury you treat. We want to help you recover the money due to you based on the care you provided the insurance carrier’s policyholder.
We are a contingency fee firm. We will not ask your facility or practice to pay any upfront fees. We handle the insurance company for you and get paid only from the money we recover for you.
How Can a North Lauderdale PIP Attorney Help With the Claims Process?
When a car accident occurs and those involved suffer injuries, they receive care at local hospitals, clinics, and practices. Depending on the severity of their injuries and other factors, those hurt in North Lauderdale could seek treatment at one of several nearby facilities, such as:
- HCA Florida Woodmont Hospital in Tamarac
- HCA Florida Northwest Hospital in Margate
- Broward Health Coral Springs
- Florida Medical Center in Lauderdale Lakes
- Holy Cross Hospital in Fort Lauderdale
Whether you are from one of these facilities or another clinic or private practice, the insurance claim process is the same. The party injured in the crash has 14 days to seek and receive covered care. As long as they see a doctor before this deadline, their PIP provider should pay. However, this process does not always work as it should.
Some reasons insurance carriers use to deny these claims include:
- The covered individual did not meet the 14-day deadline
- The charges or necessary treatments are unreasonable
- The care provider or injured party misrepresented the injuries
- They request an independent medical examination
- They want to talk to the care provider or policyholder under oath
Sometimes, there are legitimate reasons for denying a claim. There could be a problem with the charges or evidence to support allegations of fraud. There might be missing documents or incomplete or incorrect paperwork. The policyholder might have missed the deadline.
Often, our team of North Lauderdale personal injury protection attorneys can identify and rectify the issues with the insurance company, getting our clients paid the money they deserve. If not, we can challenge the insurer in civil court to pursue the payout.
Our North Lauderdale PIP Lawyers Abide By the Tight Deadlines in These Cases
Under Florida law, all parties involved in the PIP payment process must meet strict deadlines. Our attorneys know these deadlines and ensure our clients protect their rights by following them.
Deadlines in a PIP claim include:
- Covered parties must receive care for their injuries within 14 days of the collision
- The insurance company must pay or deny a claim within 30 days of the claim’s submission
Once 30 days pass, medical care providers can demand payment or begin a lawsuit against the PIP insurance provider. We encourage you to contact our team if you submit bills and have not received a payment or denial within this time frame.
Connect With Our North Lauderdale PIP Lawyers Today for a Free Case Review
If you are a North Lauderdale medical provider assigned to a PIP patient whose insurer refused to pay for their care or denied the claim, GED Lawyers is here to help. We know how to challenge denials, demand fair compensation, and litigate cases against insurance carriers when we need to. We will fight for the money owed to you for the services you provided.
Contact us online or via telephone for your free initial consultation with our team.