The pipes that carry water into and around your home function largely unseen until something goes wrong. If a burst pipe led to water damage of any severity, you should be able to seek compensation from your homeowners’ insurance. On your own, it can be challenging to understand the details and nuances of your insurance policy. It can be even more challenging when dealing with the stress of repairing damage and restoring your home.
You do not have to pursue compensation on your own. At GED Lawyers, our Naples Property Damage Lawyer will help you document the damage to your home and deal with your insurer. We will review every detail of your insurance policy, your coverage options, and the extent of covered losses you are entitled to receive. Leave it to us. When our Naples personal injury lawyers represent you, our law firm will never stop fighting for you.
Put Our Pipe Burst Lawyer to Work for You Right From the Start
If your home was damaged when one or more pipes burst, you have a limited time to pursue compensation from your insurer. According to Florida Statutes § 95.11(2)(e), you generally have five years to file a lawsuit against your insurer if they breached your contract.
The sooner you contact our law firm, the more time we have to review and build your case. Our familiarity with state law means we make sure your case is filed on time because an expired statute of limitations could mean:
- You cannot file your lawsuit at all
- Your lawsuit will be dismissed immediately
When our Naples lawyers are on your side, we will ensure you understand the filing deadline and any factors that might cause it to fluctuate. We also make sure your case is filed on time to protect your right to go to court if a favorable settlement cannot be reached.
What it Means to Have GED Lawyers on Your Side
You put insurance in place to help cover the costs of damages to your home. When you need it most, you should be able to rely on it. If you cannot, our pipe burst attorneys will fight on your behalf. Our law firm will:
- Gather physical, photographic, and virtual evidence that proves the cause of your burst pipes
- Collect bills, receipts, estimates, and invoices that prove the anticipated costs of repairing your property
- Handle all case-related communication with your insurance company, adjusters, and others on your behalf
- Consult water damage and other experts who help clarify the cause of the damage to your home and substantiate the costs of recovery
We know how hard it can be when you and your family are displaced by water damage to your home. You are entitled to reap the benefits of your insurance policy. Our team will negotiate on your behalf and fight hard for the best possible financial outcome for you.
Factors That Can Cause Pipes to Burst in Naples, FL
When a pipe bursts, it exposes your home to a sudden torrent of water which can lead to costly and extensive damage. Even in Florida, noted for its year-round sunshine, sudden drops in temperature can lead to burst pipes. Other commonly reported causes can include:
- Water pressure
- Sluggish drains
- Uncured clogs
- Faulty pipe installation
- Structural concerns
- Pipe corrosion
According to Insurance Information Institute (III) guidelines, your homeowners’ insurance should cover the costs of burst pipes. If your insurance company is disputing your claim, making an unreasonably low settlement offer, or otherwise failing to live up to your policy, our law firm will help you fight to recover the compensation you need and deserve.
We Will Document the Cause and Costs of Your Burst Pipes
To strengthen and support your case, our client-focused team will help you determine and document the cause of your burst pipes. We will also help you assess the resulting financial damages and submit a complete application to your insurer.
We will address any issues outlined in your letter of denial. Our legal team will also ensure your initial application or appeal is virtually free of administrative errors and typos. While we focus on your case, you can concentrate on your home and family.
Your Fight Is Not Over if Your Initial Claim for Burst Pipes Is Denied
Just because your insurance company denied your claim for burst pipes does not mean you cannot recover compensation. Our law firm will help you file an effective appeal. To support your appeal, we will:
- Review any correspondence from your insurer
- Meet all required notification and filing deadlines
- Complete and submit all required claim forms
- Clarify complex insurance language and jargon
- Explain the impact of insurance law on your claim
Our pipe burst lawyer serving Naples will also protect you from any bad-faith insurance tactics. At GED Lawyers, we fight hard for you and every client we represent.
Reasons Your Naples Insurer Might Give for Denying Your Claim
If you purchased insurance, you expected it to help you and your family recover from damage to your home. Some reasons your insurance company might reject your claim include:
- Maintaining that your policy does not cover water damage
- Alleged lack of appropriate maintenance on your part
- Asserting the pipe burst due to normal wear and tear
Your insurance company may not deny your claim outright. They may simply offer you a settlement amount that will not cover your actual losses. Just as you do not have to accept a denial without a fight, you do not have to accept a lowball offer. Our legal team will help you appeal their decision and keep fighting for fair and appropriate financial recovery.
Call for Your Free Case Review Today for Your Naples Pipe Burst
Have burst pipes in your Naples home led to water damage requiring costly repair or replacement? If you are struggling to obtain fair and appropriate compensation from your insurer, we can help.
Contact our case review team at GED Lawyers to learn more about how hard our pipe burst lawyer fights for financial recovery for Naples homeowners today.