At Ged Lawyers, LLP, our long-term care insurance attorneys are dedicated to helping you get the benefits you are entitled to in a claim.
When you or someone you love requires long term care, insurance policies you have in place can help offset the costs. Unfortunately, it is not uncommon for insurance companies to deny, delay, or downplay your claim. At Ged Lawyers, LLP, our Boca Raton long-term care insurance attorneys act as a strong legal advocate on your side in these situations. We provide the professional legal representation you need to get the benefits you deserve.
When Long Term Care Insurance Providers Act in Bad Faith
Long term care insurance helps to protect you against the burden of paying for nursing home care or other services in the event of serious injuries, extended illness, or chronic medical conditions. According to the US Department of Health, the average cost of care for an assisted living facility is roughly $4,000 per month while nursing homes run as high as $6,000 or more. Even having a visiting nurse come for a few hours can cost as much as $100 per day.
Long term care insurance helps to offset these costs. However, having a policy in place does not ensure you will receive benefits. Insurance companies are for-profit businesses and their primary concern is protecting their bottom line. As such, it is common practice for them to balk at paying.
At Ged Lawyers, LLP., our Boca Raton long term care claims attorneys represent clients in these cases. We protect your rights when insurers act in bad faith. Common tactics they are likely to employ include:
- Disputing the terms of your policy;
- Downplaying the amount of care you are likely to require;
- Delaying your claim due to requests for duplicate information;
- Denying you benefits due to your condition or claims that you failed to follow proper procedures.
Get the Long-Term Care Benefits You are Entitled to
While insurers are subject to rules and requirements under the Florida Statutes in terms of how policies are administered and the types of conditions covered, it is still not uncommon for them to engage in bad faith practices. As experienced Boca Raton long-term care insurance attorneys, Ged Lawyers, LLP defend your rights when your claim is denied, delayed, or disputed. Actions we can take to help you get the long-term care benefits you are entitled to include:
- Reviewing the terms of your policy and the information submitted in your claim;
- Providing additional evidence or other documentation as needed;
- Aggressively negotiating with insurance representatives to ensure you get the maximum amount of benefits possible;
- Filing a claim against them for bad faith practices and taking your case to court.
Reach Out to Our Boca Raton Long Term Claims Attorneys Today
At Ged Lawyers, LLP, we fight to get you the long-term care benefits you are entitled to. To find out how we can help in your case, reach out and contact our Boca Raton long term care claims attorneys to request a consultation today.