Experienced law firm has long track record of success recovering damages for storm victims
After the hurricane season of 2017, many Floridians are all too familiar with hurricane damage. And some homeowners are still recovering, waiting to receive damages from their insurance companies. Experienced disaster recovery attorneys at Florida law firm Ged Lawyers, LLP have firsthand knowledge of the hurricane insurance claims process. Our skilled team aggressively fights insurance companies for what is rightfully yours under the terms of your homeowner’s insurance policy until we reach the desired result. We have collected millions of dollars from insurance companies who refused to pay claims for victims just like you.
Know your deductible
Every insurance policy has a deductible, which is the amount of the claim the insured must pay out-of-pocket before the insurance company pays the rest, according to the insurance policy. Check what your deductible is for hurricane damage, as some policies have a higher deductible for damages caused by a hurricane.
Does homeowners insurance cover flooding?
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For the most part, homeowners insurance covers property damage that is the result of wind, wind-driven rain, and water that enters your home through windows, doors, holes in walls and the roof. But when water damages your home because of storm surge or from a body of water overflowing, this is considered flooding and flood damage is not covered under the standard homeowners insurance policy. Flood insurance covers this type of property damage. So if you live in an area of Florida that may experience flooding, it is wise to consider purchasing flood insurance.
Car insurance may cover flooding of vehicle
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Some automobile insurance policies include comprehensive coverage, which provides insurance against physical damage to your vehicle that is not the result of a car accident. In that case, flooding of your vehicle may be covered under your car insurance policy. It is not uncommon for the insurance company to declare the car a total loss if the water damage is significant, in which case they will pay the claim for the value of the car.
Filing a hurricane insurance claim? Let us help you get the compensation you deserve
Experiencing a Florida hurricane and the damage that often accompanies these storms is difficult enough. Filing a hurricane insurance claim and battling the insurance company can make tough times even worse. Instead of dealing with the frustration and stress of the insurance claims process on top of tending to the destruction to your property, contact the skilled disaster recovery attorneys at Ged Lawyers, LLP. Our experienced team has a track record of successfully recovering damages on behalf of Florida homeowners for hurricane insurance claims. We take care of filing the hurricane insurance claim and managing the process every step of the way until you receive the compensation that you deserve. Schedule an appointment with one of our disaster recovery attorneys today at 844-443-3529 or online.