Top Rated Law Firm Helps Homeowners Recover Flood and Water Damages
Water damage to a home is common. Homeowners can experience flooded basements from heavy rain, rising waters from a hurricane’s storm surge, and water that enters the home through windows or doors due to heavy winds. While water damage is often immediate, the response to insurance claims is typically not.
The flood damage attorneys at GED Lawyers help homeowners recover maximum compensation from insurance companies for property damage due to flood and water. Our disaster recovery lawyers’ reputation speaks for itself – we have collected millions of dollars in unpaid insurance claims for homeowners, and we can help you, too.
How Our Flood Damage Lawyers Can Help You With an Insurance Claim
Our flood damage attorneys can help you with your insurance claim, explaining the hard-to-understand parts of your policy and advising you on what compensation you can expect to receive. We can help you fight a claim denial and protect you from accepting an insurance settlement that does not adequately cover your damages. This, unfortunately, happens to homeowners who are facing an emergency.
They take the settlement, not realizing a) the money is not enough to help them pay their expenses, and b) they cannot go back to the insurer for more compensation because they possibly waived their rights when they accepted the settlement paycheck.
A flood damage insurance lawyer with our firm can advise you on any settlement offers you receive so you can avoid this outcome.
Types of Policies Our Flood Damage Attorney Team Handles
We are familiar with various kinds of policies and can help you navigate the processes that accompany them. Our flood disaster recovery attorneys handle:
- Homeowners insurance
- Condo/renters insurance
- Commercial insurance
- Hurricane claims/other storm claims
- Hurricane property damage
We represent various types of policyholders, but no matter what kind of claim you have, we can review it and advise you on your next steps. We will protect your rights and interests and work on your behalf for the compensation that can bring you the peace of mind you deserve.
What Types of Water Damage Does Insurance Cover?
Every insurance policy is different, with variations in deductible amounts, what is covered, and other conditions. Water can damage property in several ways, including – but not limited to – the following:
- Storm surge due to a hurricane or other storm
- Sewer backup
- Water backup
- Sudden or accidental discharge
- Broken pipes
- Leaking roofs
- Broken or leaky water heaters
- Malfunctioning appliances (dishwashers, washing machines)
- Clogged drainage systems (showers, sinks, toilets)
- Leaky gutters
- Failed sewer lines
These are just a few ways water damage can occur. Working with a flood damage lawyer from our firm can give you a better idea of what your policy covers in any of the events above and others not listed. Our flood damage lawyers are ready to talk with you about any flooding disaster you face. You can reach out for a free case consultation at any time.
Determining the Water Damage Source Important When Reviewing an Insurance Policy
For the most part, the determination regarding your insurance policy covers depends upon the source of the water damage, the type of policy you have, and whether the water damage was accidental and sudden or gradually occurring over time. In most cases, gradual water damage to a property is not covered under an insurance policy.
Before Filing Your Flood/Water Damage Insurance Claim
Although you likely want to submit your flood/water damage claim to your insurance company right away so that you receive your compensation as soon as possible, don’t be hasty in filling out the paperwork. What is submitted in your insurance claim is very important, and it is worth taking the time necessary to ensure your claim application is as complete as possible.
For starters, review your insurance policy to make sure you understand all the coverages you are entitled to, as well as deductibles, exclusions, and any responsibilities that you have as a homeowner. Collect any records of home repair and regular maintenance and organize these documents. Remember, you can always consult a flood damage insurance attorney about any concerns you have.
If an Insurer Denies Your Flood/Water Damage Claim, It’s Not Over
It is not uncommon for an insurance company to deny a flood/water damage claim. But that decision is not written in stone. Ask the insurance company for a written explanation as to why it denied the claim. Verify your insurance policy’s details, reviewing the wording carefully for anything you may have missed. Insurance policies are essentially legal contracts, so they are open to court interpretation. So, if your insurance company has denied your flood/water damage claim, a court may reverse that decision.
We Fight Insurance Companies When They Say ‘No’ And Recover the Flood and Water Damage Compensation You Need to Rebuild
When you are filing an insurance claim for flood and water damage, it is important to do it right. Our flood damage insurance attorneys have in-depth knowledge of the insurance claims process and are skilled at recovering the compensation homeowners deserve for damage to their property.
Contact GED Lawyers today at 844-443-3529 or online to schedule an appointment to discuss your flood and water property damage claim.