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Home & Condo Owners Insurance Claims

Experienced legal team skillfully handles insurance claims for Florida residents

Owning a home or a condo is a rite of passage for some. It is an exciting purchase, and one that comes with significant responsibility. Those who purchase a home or a condo are required to also purchase homeowners insurance, a way for the mortgage lender to protect against damage to the property. Many home and condo owners tuck those policies away, along with other documents, and don’t give them a second thought. However, when a broken pipe in your condo complex floods your bathroom, a tree falls through your roof, or hurricane season strikes and damages your property, that insurance policy will have tremendous significance. And recovering the compensation provided in that policy will become your priority. Going up against insurance companies for money they owe you according to the terms of your policy can difficult, frustrating, and stressful. The experienced Florida insurance lawyers at Ged Lawyers, LLP skillfully handle insurance claims for Florida residents, recovering the compensation you deserve for damage to your home or condo.

Homeowners insurance and condo owners insurance

Insurance policies are legal contracts between the insurance company and the policyholder. As such, each policy is different, with variations in coverages, deductibles, and other terms. Homeowners and condo owners’ insurance policies differ in the protections they provide, because homeowners are responsible for the entire dwelling – inside and outside – while condo owners are only responsible for the interior of the condominium.

When your insurance claim is denied

In many cases, your insurance carrier will deny your homeowners claim. This can be for any number of reasons, and it is important to find out – in writing – the basis for the denial. Perhaps the damage you sustained to your property is not covered under your insurance policy. Or you have not met the deductible specified in the terms of your contract. In some cases, the policyholder provides insufficient supporting evidence of the damage and that is why the claim is denied. Regardless of the reason, a denial is not the final decision. Insurance policies are legal contracts and are subject to interpretation by the Florida courts. It is best to consult with an experienced attorney who specializes in disaster recovery about your claim.

Suffer damage to your home or condo? Let us help you recover maximum compensation

When you purchase a homeowners insurance policy, it is fairly straightforward. You agree to pay certain premiums and the insurance company agrees to provide protection for any damages sustained. Unfortunately, when it comes time to file a claim against the insurance company for property damage, things are not as simple. Insurance companies act in their best interests, not yours, and will employ numerous tactics to avoid paying you what you rightfully deserve. We have recovered millions of dollars from insurance companies for people just like you, let us help you recover just compensation. The experienced Florida insurance attorneys at Ged Lawyers, LLP have a long track record of success taking on insurance companies and winning. We have collected millions of dollars for clients that insurance companies refused to pay before we stepped in. Contact our office at 844-443-3529 or online to schedule an appointment to discuss your case.