How Does Florida PIP Coverage Work?

Experienced Florida PIP lawyers successfully recovers compensation for the injured

With more than 54,252 square miles of land in the Sunshine State, there are numerous places to enjoy and plenty of roads to get you there. As most Florida drivers know, Personal Injury Protection is required of every driver. But how many drivers really understand what this insurance coverage is, who is protected, and how Florida PIP coverage works? The experienced personal injury attorneys at Ged Lawyers, LLP are knowledgeable in filing PIP claims, successfully recovering compensation for their clients who have been injured.

What is Florida’s Personal Injury Protection (PIP)?

Personal Injury Protection – known as PIP — is insurance coverage that is mandatory in the state of Florida. PIP provides coverage for medical expenses that are incurred as the result of an automobile accident. PIP insurance usually covers the driver, the passengers, and any pedestrians that are injured in the automobile accident. PIP may also provide coverage of lost wages in certain circumstances.

Personal Injury Protection (PIP) is no fault

PIP insurance in Florida is no fault, meaning that the coverage is provided for those that have been injured in a car accident regardless of who is at fault for the accident.

Florida’s mandatory PIP coverage

All vehicle owners in the state of Florida are required to have Personal Injury Protection (PIP) benefits in their automobile insurance policies with a coverage of $10,000.

Who is protected under PIP?

PIP coverage not only protects the policyholder in an automobile accident. PIP insurance also covers the policyholder’s children in accidents that occur while riding in a school bus. PIP provides coverage for household members, as well as passengers in the vehicle who do not own a car and do not have their own PIP insurance. PIP also protects the policyholder when the policyholder is a passenger in another person’s car, when they are a bicyclist who is injured in a car accident, and when they are a pedestrian in an accident involving a motor vehicle. If a passenger in the driver’s car has their own PIP coverage, then that passenger is covered under their own PIP policy for any injuries they sustain.

Have you been injured in an automobile accident? Let us help

If you have been involved in a car accident as a driver, passenger, pedestrian, or cyclist, you may wonder if you can receive any type of protection from the Personal Injury Protection (PIP) insurance that Florida required you to purchase. Let us help. At Ged Lawyers, LLP our skilled personal injury attorneys help Florida residents who have been injured in a car accident get the compensation they deserve for their medical bills. We are available to meet with you for a complimentary consultation to discuss your claim; schedule an appointment with a member of our team by contacting our office at 844-443-3529 or online.