Boat Yards and High & Dry Boat Storage Disaster Recovery
Florida disaster recovery attorneys recover compensation for Hurricane Michael damage
Many Florida boat owners choose to store their boats in boat yards or at high and dry boat storage facilities. Living in a hurricane-prone area such as Florida, it can be a wise choice and worth the inconvenience to protect your boat during Florida’s hurricane season. If you did store your boat and suffered property damage during Hurricane Michael, you may have questions regarding what your options are with regard to your hurricane insurance coverage. If you are a boat yard or high and dry owner, you may have lost your business and your livelihood entirely due to Hurricane Michael.
Florida’s Ged Lawyers, LLP specializes in disaster recovery and works with boat owners and boat yard owners to recover maximum compensation from insurance companies for hurricane damage. We are on your side and fight insurance companies for you. Our disaster recovery team has seen the damage first-hand, as they are actively volunteering, bringing food, water and needed supplies to those in need after the devastation. For more than two decades, we have secured millions of dollars for disaster victims that insurance companies refused to pay.
Hurricane insurance coverage
Hurricane insurance coverage provides protection for damage caused by a windstorm during a hurricane. Hurricane insurance does not include coverage for flooding. If you stored your vessel in a boat yard, or a high and dry boat storage facility, review your dock contract carefully to be sure you took the required steps before Hurricane Michael struck the Florida Panhandle. Failure to follow the necessary precautions may complicate your insurance claim.
Florida’s hurricane deductible
As with any other deductible on an insurance policy, the hurricane deductible determines your out-of-pocket expenses toward an insurance loss. Because the Sunshine State is surrounded by water on three sides and is susceptible to hurricanes, it has a unique hurricane deductible. Florida’s laws regarding hurricane deductibles are very specific in terms of when the hurricane deductible applies, the duration, and how many may be applied in a calendar year. In Florida, policyholders pay just one hurricane deductible within the calendar year, provided the policyholder is insured with the same insurance company or group of companies for any subsequent hurricanes during the same calendar year.
How long do I have to file a hurricane damage claim?
Florida’s statute of limitations – the legal timeframe for filing a claim – for hurricane property damage claims is four years from the time the hurricane damage occurred. And while you may think that, because Hurricane Michael just struck in October, you have plenty of time to get your paperwork together, it is important to note that the hurricane claims process takes time and this is a deadline you don’t want to miss. If your claim for property damage due to Hurricane Michael is not filed within four years, you will be unable to recover any compensation for the property damage you sustained from the hurricane.
Our skilled team works tirelessly on your behalf to recover losses from Hurricane Michael
Hurricane Michael caused devastation to homes, boats, boat yards, and buildings. You may feel like your life has been torn apart. Let us help you put it back together. At Ged Lawyers, LLP, our experienced disaster recovery attorneys work with you through the insurance claims process, taking on the insurance company to successfully recover the compensation you deserve for the damage you sustained as a result of Hurricane Michael. Contact a member of our team today to arrange for a confidential consultation at 844-443-3529 or online.