When a disaster occurs—a fire, storm damage, or another covered event—the last thing you want to deal with is a headache from an insurance company. However, property damage claims do not always go smoothly. Many hurdles and hiccups can delay the process and cause stress. Our Coconut Creek property damage lawyers can step in and handle your claim for you.
When Ged Lawyers’ Florida property damage attorney takes on your Coconut Creek case, we fight for fair compensation based on your policy and the damage that occurred. We fight for the money you need for repairs, remediation, property replacement, and other covered losses. We can review your legal options today during a free initial consultation.
Our Coconut Creek Property Damage Lawyer Will Explain What Your Policy Covers
Our personal injury attorneys can review the coverage you have on a Coconut Creek, FL, property in easy-to-understand language. We will explain what your policy covers and what it does not. Common exclusions include damage from floods, sinkholes, and landslides.
When a covered event damages your home or business, standard coverage should include:
- Repairs and/or Remediation: For homeowners and businesses who own their structures in Coconut Creek, property damage insurance generally pays for remediation, cleanup, and repairs to any structures on the property. When damage is severe, this could also include demolition and rebuilding.
- Replacement of Damaged Belongings: Homeowners who experience a covered loss likely must replace furniture, appliances, electronics, and other belongings. Their insurance should cover these items. Business owners will likely have losses of inventory, furniture, point-of-sale systems, and other electronics. This coverage is also included in renters’ insurance policies.
- Relocation Expenses: Coconut Creek homeowners cannot always remain in their homes after a disaster causes property damage. Temporary relocation, such as a hotel or rental unit, are covered costs. Other related expenses are reimbursed, too. Businesses may opt to relocate temporarily or permanently. This coverage is also often included for renters who purchase a policy.
- Lost Business: Unique to businesses, it may be possible to recover lost revenue following a covered event. If the property damage causes your business to close for more than a day or two, you could suffer serious financial effects. This coverage helps make ends meet during this time.
Our Coconut Creek Property Damage Attorneys Fight for the Money You Deserve
Our Florida attorneys seek a fair payout for our clients based on their insurance coverage. We know how insurance carriers work to reduce the value of every claim. We fight to recover money for our clients based on their policy and the damages they incurred from a covered event.
Our law firm handles these claims regularly. While we will help you with your case after a natural disaster, most of our clients’ damages come from fallen trees, fires, or roof damage. Some covered events we regularly see include:
- Smoke and water damage after a fire
- Lightning and resulting fires
- Mold and mildew damage
- Wind damage, including falling trees and roof damage
- Hurricane and tornado damage
- Defective design and inadequate construction
Our personal injury lawyers work on a contingency basis. We do not charge upfront fees or by the hour. Instead, we work for a percentage of the money we recover for our clients. This means you do not pay unless we win your case for you.
How Our Lawyers Can Build a Case for a Coconut Creek Property Damage Claim
Our property damage team understands how these claims work. We know your rights as a homeowner or policyholder and want to protect them from unscrupulous practices that could prevent you from getting the compensation promised by your insurance policy.
Our Coconut Creek lawyers often see insurance carriers who take steps to prevent their policyholders from getting the money they need despite their policy showing they should be covered losses. Some issues we commonly see clients having with insurance companies include:
- Unfairly denying a claim
- Saying the losses are not covered
- Unreasonable delays in processing
- Demanding impossible to obtain documentation of losses
When we look at your case, we will assess your policy to determine many factors that could affect your case’s outcome. This could include:
- Whether you suffered a covered loss
- Your policy limits
- Any deductibles
- Any exclusions
- Policy maximums for specific expenses, such as relocation costs
After we understand your coverage, our property damage attorneys will go to work helping you document your recoverable damages. This includes:
- Getting repair estimates
- Cataloging your items for repair or replacement
- Sorting receipts related to relocation costs
We Will Always Look Out for You and Protect Your Interests
Throughout the insurance claims process, we manage all communications with the insurance adjuster. You can count on us to:
- Protect your right to a fair payout
- Help you identify your covered losses
- Value your claim based on your damages
- Demand fair compensation from the insurer
- Negotiate to reach a fair settlement agreement
- Take other necessary steps to get the money you deserve
Negotiations settle most cases. We only occasionally must sue the insurance company for failing to provide our client with the coverage promised. Sometimes, we must represent our client in arbitration or mediation in these cases. Taking the case to trial might be a possibility, as well.
Regardless of the process necessary, you can count on our Coconut Creek attorneys to represent you throughout this process. We will fight for the money you need and deserve.
Call Us Today for Legal Help With a Coconut Creek Property Damage Claim
Ged Lawyers provides free initial consultations for property owners who seek help with a homeowner’s or business property damage claim. Even when you have coverage, it is not always easy to secure the payout you deserve. We encourage you to reach out to us as soon as possible. Florida limits how long parties have to file a property damage claim.
Generally, you have four years to file, per Florida Statutes § 95.11. However, the kind of damage your property suffered could affect this deadline. We can advise you on what deadline applies to your situation after we review it. Let our Coconut Creek insurance lawyers handle your case and hold the insurance company accountable for you. Contact us via telephone or online to get started today.