Property Damage

It is important that you know how to file a wind damage insurance claim in Florida, as such a claim may be the most immediate path to compensation. Your first step is contacting your insurer and disclosing the damage to your property. Then, you will file a formal claim, which you may do through a …

You can claim flood damage in Florida by immediately connecting with your insurance provider to let them know about the damage. You can also work with a Florida flood damage lawyer for guidance throughout your claim. Damage from flooding can be extensive and costly. If you purchased flood insurance to protect your home or business, you …

State lawmakers are in a special session to see what they can tweak in the property insurance world to make life easier for insurance companies. There are several potential changes scattered throughout the Senate and House proposed bills. Still, it boils down to this big one — Jimmy Patronis, Florida’s CFO, has a bee in …

If your home suffered damage due to a fire, hail, wind, or any other natural disaster, you can file a claim with your homeowner’s insurance company. That does not mean they will not try to undervalue or deny your claim, though. An insurance claim can be tedious, especially if the damage was extensive, but there …

In Florida, you typically have two years to file a standard hurricane insurance claim and three years to file a supplemental claim, according to Florida Statutes §627.70132. The clock on these claims starts after a hurricane makes landfall. This deadline has a few caveats, though. What Is a Supplemental Claim? Supplemental claims add on to …

Additional living expenses (ALE) refer to any expense you incurred as a result of home-related damages. For example, these expenses may relate to costs for living in a temporary residence, like a rental home, while repairs are being done on your house. You would not have had to pay for rental costs if your home …

According to the Journal of Environmental Management, cast iron pipes last about 80 to 100 years. Unfortunately, in coastal areas with subtropical climates, like many communities across Florida, these environmental conditions can also shorten the lifespan of cast iron pipes considerably. Failing cast iron pipes can be extremely costly, and insurance companies might fight property …

Homeowners insurance and business insurance policies do generally cover lightning strikes, but there are exceptions to this general rule. Even if there is clear evidence of lightning-related damage to your home or business, an insurance company may try to avoid paying the settlement you deserve.  If a policyholder does not fight for the money they …

If your Hurricane Ian claim was rejected, you may be able to file an appeal, negotiate with your insurer, or request an appraisal. You may even decide to file a lawsuit to get the money you need after the hurricane.  Our Hurricane Ian property damage claims lawyer can help you do this. We can speak …

Your insurance may cover hurricane flood damage, such as flood damage from Hurricane Ian. However, our firm will have to look into it. Flood damage is a policy separate from homeowners and hurricane insurance policies. One of our lawyers can check if you have an insurance policy with flood damage coverage. Your lawyer can also …