Florida’s beautiful weather sometimes gives way to damaging hurricanes that produce destructive winds. In the aftermath of a catastrophic event, you could be left picking up the pieces of your broken home, wondering what is recoverable, what can be salvaged, and what will be lost forever. When you are faced with such a situation, it is important to know that you have options.
If your home or property has suffered wind damage, then the team at GED Lawyers can help you. We can determine the cost of the damage you suffered as well as what you are entitled to in compensation. Dealing with insurance companies can be difficult and time-consuming. Let our Estero property damage lawyer work on your behalf while you spend time with your family and repair your home.
How Can GED Lawyers Help?
At GED Lawyers, we have helped our clients recover millions of dollars in property damage resulting from wind and hurricanes. Our team is committed to ensuring that your claim is handled in a timely fashion and with the utmost care. We will fight to recover the compensation you deserve after wind damage affects your home.
Filing Your Insurance Claim
After your property has been damaged by heavy winds, you must file an insurance claim to receive any compensation. Immediately following the incident, you should take photos of your property. These photos can help to prove what damage was caused by wind. If you have photos depicting your property prior to the damage, that would be even more helpful.
Even with all the proper documentation, filing with an insurance company can feel like an intimidating task. However, it does not have to be. Our team can file your claim for you, gather any necessary information, and ensure that what has been submitted to the insurance company puts you in the best position to recover compensation.
Confirming the Details of Your Policy
Whether or not your home is covered for wind damage depends on what type of homeowner’s policy you have. Nearly all Florida policies include wind damage, but you should still review your policy.
Additionally, if the wind damage was hurricane-related, then you may have to pay a different deductible in order to recover compensation. By working with one of our wind damage lawyers, you can ensure that the coverage you’re paying for is available to you.
Working With the Insurance Company on Your Behalf
An insurance company may try to state that the damage is not covered under your current policy. When this happens, we can step in and make sure that you are not being taken advantage of.
Insurance companies may try to:
- Claim damage existed prior to the wind
- Deny repairs they feel are unnecessary
- Deny repairs for damage they think is unrelated to the incident
- Pay a lesser amount than what is rightfully owed.
These are just a few ways in which insurance companies may try to take advantage of their policyholders. Hurricanes can be particularly tricky situations, as flood insurance is generally sold separately in Florida. Because of this, some damage may not be covered under your basic coverage.
We can help you prove that your damage was the result of wind damage. We will work with your insurance company, so you can focus on your family and get back to balance.
File a Lawsuit if Necessary
If the insurance company will not work with you, then we can file a lawsuit against them on your behalf.
In the state of Florida, you have four years from the time your property damage takes place to file a lawsuit against your insurance company. This is a much longer period of time than filing a claim. The length of time you have to file an insurance claim will depend on what your policy states.
After your property has been damaged by wind, time is of the essence. The faster you file your claim, the faster you will be able to have repairs done to your home. If an insurance company drags its feet with your claim, but you filed in a timely fashion, then you will have plenty of time to file a lawsuit.
Damages that Can Take Place
Estero is a high-risk area for wind damage. Personal property is subject to numerous storms throughout the year that can produce devastating damages. These damages can be to your roof, the structure of your home, the siding of your home, and personal property within your home.
Here are some common examples of wind damage on homes and commercial properties:
- Lost or damaged shingles
- Bent or broken siding
- Uprooted trees, broken branches
- Fallen power lines
- Broken windows from debris
- Dented metal siding
- Broken, dented, or torn gutters
Additionally, wind damage can lead to other severe damage, such as water damage and flooding. If a tree were to fall on the roof of your home and cause a hole, that hole could let water in which could result in mold and other harmful effects.
Contact GED Lawyers Today
If you have suffered property damage as a result of high winds, then you may be wondering how you are going to recover the compensation necessary to pay for the repairs. You may be unsure of how your insurance policy works, what is covered, and how you can confirm your coverage.
At GED Lawyers, we can help you receive compensation for the damage you suffer as a result of heavy winds. Our team can work with you individually, help you understand your policy, and use information regarding your damage to file your claim in a timely and efficient manner. When you need an Estero wind damage lawyer, call GED Lawyers to learn more about how we can help you.