
Getting into a car accident is stressful enough, but when it involves a rideshare vehicle like Uber or Lyft, the situation can become even more complicated. Nonetheless, knowing what to do next will be critical to building a strong legal claim.
So, what seven things should you do after an Uber or Lyft accident in Massachusetts? You should call the police, gather evidence, exchange information, see a doctor, notify Uber or Lyft, inform your insurer, and contact a lawyer.
Rideshare accident cases can be complex. If you’ve been involved in a crash with an Uber or Lyft driver, a Massachusetts rideshare accident lawyer can guide you through the legal process and help you obtain fair compensation.
What 7 Things Should I Do After an Uber or Lyft Accident in MA?
If you’ve been hurt in a rideshare crash, follow these steps to start building a strong claim:
- Call 911: Notify the authorities and, if necessary, request emergency medical services. A police report will provide essential evidence for your claim.
- Gather evidence at the scene: Take photos of the vehicles, road conditions, traffic signals, and any visible injuries.
- Collect contact information: Obtain contact and insurance details from the Uber or Lyft driver and any other drivers who were involved in the crash. If there are any witnesses at the scene, trade contact information with them.
- Seek medical attention: Even if your injuries seem minor, it’s critical to visit a physician and document your condition. Your medical records will connect your injuries to the accident.
- Report the crash to Uber or Lyft: Both companies allow you to submit accident reports through their apps. This will create an official record of the crash.
- Notify your own insurance company: Massachusetts is a no-fault state, so you can file a claim with your own insurer, even if you were a passenger.
- Contact a rideshare accident lawyer: An attorney can explain your rights and walk you through the claims process.
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What Not to Do After an Uber or Lyft Accident
Some of the most common mistakes to avoid after a car accident with an Uber or Lyft driver include:
- Admitting fault: Even a casual apology at the scene can be used against you.
- Skipping or delaying medical care: If you wait to see a doctor or neglect to see one altogether, insurance companies may argue that your injuries aren’t serious enough to warrant compensation.
- Giving a recorded statement: Insurance adjusters often pressure accident victims into giving compromising statements over the phone.
- Accepting the first settlement offer: Early offers are usually worth far less than you deserve.
How Long Do I Have to File a Rideshare Accident Lawsuit in MA?
According to Massachusetts General Laws Chapter 260, § 2A, you generally have three years from the date of the accident to file a personal injury lawsuit. If you miss this deadline, you may be barred from recovering damages, which is why it’s important to contact an attorney as soon as you can.
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How Is Liability Determined in a Rideshare Accident?
Liability in Uber and Lyft accidents depends on several factors:
- Driver negligence: If the rideshare driver was speeding, distracted, or impaired, they may be held liable.
- Other motorists: If another driver caused the collision, they may be held responsible.
- Rideshare company policies: Uber and Lyft provide insurance coverage, but only under certain conditions, such as whether the driver was logged into the app or carrying a passenger.
An attorney can review police reports, witness statements, and digital ride records to determine who should be held accountable for your accident.
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What If I’m Partially At Fault?
Massachusetts enforces a modified comparative negligence rule. This means:
- You can only recover damages for a crash if you are less than 51% at fault.
- If you are partially at fault, your compensation will be reduced by your percentage of fault. For example, if you are awarded $100,000 but found to be 20% at fault, you can still receive $80,000.
How Do Uber and Lyft’s Insurance Policies Work?
Your ability to pursue compensation through Uber and Lyft’s insurance policies will depend on the driver’s status at the time of the accident:
- App off: If the driver isn’t logged into the app, their personal insurance applies.
- App on, waiting for a ride: The rideshare company provides contingent liability coverage that pays out up to $50,000 per person and $100,000 per accident for bodily injury, as well as $25,000 for property damage.
- Passenger in vehicle or driver en route to pickup: The rideshare company’s $1 million liability policy kicks in to cover serious injuries and property damage.
How Much Is the Average Settlement for an Uber or Lyft Accident?
Rideshare accident settlement amounts vary from case to case. Victims with minor injuries may receive five-figure payouts, while those who suffer severe injuries or permanent disability may receive settlements worth upwards of $1 million.
Some of the other factors that will determine your claim’s value include medical expenses, lost income, and insurance policy limits.
Why Do I Need a Rideshare Accident Lawyer?
If you’ve been involved in a rideshare accident, a lawyer can provide critical support by:
- Investigating the crash and gathering evidence
- Calculating the full value of your claim
- Negotiating with insurers to maximize your compensation
- Filing a lawsuit if a fair settlement can’t be reached
Legal representation can make the difference between a fair car accident settlement and walking away empty-handed.
Speak with a Rideshare Accident Lawyer Today
An Uber or Lyft accident can leave you facing medical bills, lost income, and uncertainty about your future. But you don’t have to seek justice on your own. A rideshare accident lawyer from GED Lawyers can help you file a strong claim and obtain compensation for your damages.
Schedule a free consultation to discuss your case today.