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What Is the Minimum PIP Coverage In Florida?

PIP claim specialists at Ged Lawyers, LLP successfully recover compensation

Florida’s Personal Injury Protection (PIP) law was adopted in 1971, to provide coverage for injuries that are sustained as the result of a car accident. While this coverage is mandatory for all Florida drivers, unless you have been involved in a car accident, you may not know exactly how PIP works, or what protections are provided. Experienced PIP attorneys at Ged Lawyers, LLP are knowledgeable in all facets of PIP insurance, advocating for those who have been injured in a car accident.

Personal Injury Protection (PIP) in Florida

The Sunshine State requires that all Florida drivers purchase Personal Injury Protection (PIP) insurance with $10,000 of coverage. PIP covers medical expenses for injuries sustained in a car accident, and was designed with the intent of providing prompt, fair insurance payments for the injuries.

PIP has been a contentious topic in the state of Florida. Florida Senator Tom Lee proposed legislation to repeal the $10,000 PIP coverage requirement, instead proposing that Florida motorists be required to purchase liability coverage that would cover the occupants of other motor vehicles. The proposed legislation died in the Florida Senate in March of 2018, and was indefinitely postponed and withdrawn from consideration.

Florida is a “no fault” car insurance state

Florida remains one of the few states with “no fault” car insurance and accident compensation laws. Personal Injury Protection (PIP) insurance provides protection regardless of which party is held legally responsible for the car accident.

What does Florida PIP cover?

Florida’s “no fault” Personal Injury Protection (PIP) coverage provides protection for the driver of the automobile, the passengers, and any pedestrian struck by the vehicle. Generally speaking, PIP covers medical expenses, and may cover lost wages and other damages in certain situations. In most cases, the PIP claim is filed by the insured driver to their own insurance company and there are time limits for filing a claim. PIP laws are always changing and it is important to note the specific language included in your insurance policy to make sure you receive the compensation that you deserve according to the terms of your PIP policy.

We specialize in PIP insurance claims

Ged Lawyers, LLP specializes in handling Personal Injury Protection (PIP) insurance claims. Our skilled team stays up-to-date on changes in Florida’s insurance laws, and aggressively goes up against the insurance companies to recover just compensation for our clients. If you have been injured in a car accident, as a driver, passenger, or pedestrian, let us help you file for PIP claim for the greatest compensation possible. Contact our office at 844-443-3529 or online to schedule a free case review with one of our PIP specialists to discuss your claim.