If you suffered property-related losses due to Hurricane Ian, you deserve compensation. However, you might struggle to get that compensation from your insurer. They may devalue your losses or even deny them to avoid compensating you.
Our firm can help to recover your losses, even if they’ve been denied. One of our lawyers can sue, too, if necessary. During a free consultation, we’ll review your situation and tell you how a Fort Myers Hurricane Ian lawyer from GED Lawyers will help.
Does Fort Myers Homeowners Insurance Cover Hurricane Damage?
Many homeowners insurance policies cover hurricane damage with a hurricane deductible. Your policy may refer to this coverage as “hurricane protection.” However, many other policies don’t cover hurricane damage. You might have this kind of coverage and possibly flood damage in separate policies.
If you do have coverage for hurricane damage, you can receive compensation for the repairs to your home and other property-related losses you’ve experienced. You may also get compensated for living expenses. If you have coverage for flooding, this could compensate you for disastrous flood damage.
Depending on your policy or policies, you may have coverage for:
- The repair of your roof, windows, doors, and/or fences
- The repair of your shed and/or garage
- The cleanup of debris around your home
- The repair of your home’s foundational damage
- The repair of damage due to water
- The cost of a hotel stay or relocation
For a free legal consultation with a hurricane ian lawyer serving Fort Myers, call (561) 995-1966
Does Homeowners Insurance Cover Boat Damage Due to a Hurricane?
Due to the hurricane, you may have boat damage. If so, your homeowners insurance likely covers some of the damage. Alternatively, if you have boat insurance, it will cover most boat damage.
However, your policy may not cover damage due to hurricanes or flooding. If not, you may have this kind of coverage in another policy. A lawyer can review your policies and determine what coverage you have.
Your insurance policy or policies could cover:
- Wind damage to your boat
- A cracked hull
- Damage caused by beaching
- Flooding caused by sinking
Fort Myers Hurricane Ian Lawyer Near Me (561) 995-1966
Does Car Insurance Cover Hurricane Damage?
Some car insurance policies cover hurricane damage. Generally, Personal Injury Protection (PIP) insurance does not cover damage to a claimant’s vehicle, including any hurricane damage. However, you may have comprehensive insurance that does cover hurricane damage to your vehicle. Your lawyer can help you find out if you have this insurance.
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How Do Fort Myers Hurricane Ian Lawyers Help?
One of the hurricane claims lawyers from our firm can do a lot to help you recover your losses. For one, your lawyer will get a copy of your policy or policies from your insurer and determine which losses you can get from them. Your lawyer will also:
- Hire a professional, like a contractor, to inspect the damage to your property
- Get photos, video, and documentation to show your losses
- List your losses so you can claim all of them in your insurance claim
- Prepare an accurate estimate for all your losses
- Take care of all communication with your insurance company
- Take care of all the necessary paperwork for you
- Prepare your claim or claims for you or appeal a claim denial or delay
- Negotiate with your insurer for a fair settlement
- Threaten to sue, if necessary
- Resolve your case with a judge, if necessary
Your Lawyer Will Protect Your Lee County Claim
The main reason to have a lawyer from our firm on your team is that the lawyer will help prevent your insurer from denying or diminishing your losses. To do this, your lawyer can work with a professional to inventory and valuate your losses, and then your lawyer can defend the inventory and valuation.
For instance, if your insurer tries to deny some of your losses by claiming they existed before the hurricane, your lawyer will show that the professional determined the damage happened from the hurricane. Suppose the insurer claims damage was caused by flooding, which isn’t covered under your policy. In that case, your lawyer and the professional can use evidence to prove it was caused by another part of the hurricane.
Other Details Your Lawyer Can Help With
If you let one of our lawyers handle your insurance claim, your lawyer can scrutinize your policy for all the details that may affect your payout. Also, your lawyer can ensure your policy and hurricane deductible are compliant with the law. If your policy doesn’t cover flood damage, but you have a separate policy for flood damage, your lawyer can pursue compensation through it.
Additionally, your lawyer can help you meet the deadline for a potential Fort Myers Hurricane Ian lawsuit. It’s important to meet the deadline to protect your ability to sue at a point in your case, if necessary.
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About Our Hurricane Ian Lawyers in Fort Myers
For decades, the lawyers from our firm have served the people of Florida. Our lawyers have been there for Floridians through the most difficult periods, including hurricane seasons. Now, we’re here for Floridians after they suffered through Hurricane Ian.
Over the years, we’ve developed excellent relationships with many professionals in Florida, including medical experts, contractors, and others. Many of them can help our clients by providing invaluable testimony for their cases. We’ve also developed strong relationships with our clients. They appreciate how we’ve provided them with such great results in their cases.
Many of our clients also appreciate that we can serve them in another language, such as Spanish, Russian, Arabic, Creole, Greek, Turkish, or Portuguese. We’d be happy to serve you in any of these languages.
Contact GED Lawyers for a Fort Myers Hurricane Ian Damage Lawyer
With decades of experience, the attorneys from our firm know how to help you with your Hurricane Ian insurance claim, even if it’s already been denied. If it becomes necessary, your Fort Myers hurricane damage attorney could litigate your case for due compensation. We can tell you more during a free consultation.
Contact GED Lawyers today.
Call or text (561) 995-1966 or complete a Free Case Evaluation form