A Pompano Beach property damage lawyer can navigate the claims process if your home or business suffered significant damage in a fire, hurricane, or other storms, disasters, or incidents. Recovering the compensation due to you based on your homeowner’s or business property insurance is not always easy. We are here to help.
A property damage attorney from Ged Lawyers can review your policy and the damage to your property in Pompano Beach, FL, and explain how we can help. We will assess your options and explain our services during your free initial case consultation. You do not have to fight your insurance carrier for fair compensation on your own.
What Does My Pompano Beach Property Damage Claim Cover?
The coverage your property damage policy provides will depend on the carrier, your policy, and the damage’s cause. Most policies have some exclusions, often including flooding, sinkholes, and landslides.
Most insurers provide some standard coverage when the damage results from a covered event. This could include:
Repairs and Remediation
Your insurance policy should cover structural repairs, cleanup, and disposal costs associated with the damage to your primary building and any other structures. This could include fences, sheds, barns, garages, storage buildings, and more.
Repair or Replacement of Damaged Items
Residential and business policies generally cover repairing or replacing damaged items. In a home, this could include furniture, appliances, electronics, and other belongings. In a business, this could include necessary equipment, stock, etc. This is often the most challenging type of covered expense to document for policyholders.
Relocation Expenses
Often, the damage is so extensive that you cannot continue to occupy your property during repairs. This is true of homes and businesses. If you must relocate temporarily, your insurance may cover the cost. For homeowners, this could include hotel, transportation, and food costs. Save all receipts during this time; we will determine what is recoverable.
For businesses, insurers want you to reopen as soon as possible. Your policy could cover the costs of relocating temporarily or permanently after a disaster or other major property damage event.
Lost Business
Many business owners have policies to cover their lost income if they cannot reopen quickly following a disaster. Our team can review your policy to determine if you qualify.
How Our Property Damage Lawyers Help Pompano Beach Home and Business Owners
At Ged Lawyers, our Florida property damage attorneys can fight the insurance carriers to recover money for various natural disasters, storms, and other incidents. The cases we handle for commercial property owners and homeowners include:
- Fires
- Smoke and water damage after a fire
- Mold and mildew damage
- Wind damage
- Hurricane and tornado damage
- Roof damage
- Defective design and construction.
In addition to your primary structure, we will fight for compensation for secondary structures covered by your insurance policy. This includes everything from fences to garages and storage sheds.
Our attorneys work based on contingency. We will not ask you to pay upfront fees for us to begin on your case. We know you must keep as much money as possible to handle unexpected out-of-pocket expenses. We use our firm’s resources to cover these costs and only bill you if we recover compensation. You will not pay attorney’s fees or costs unless we win your case.
You Can Count on Our Pompano Beach Property Damage Attorneys
Our team’s primary practice areas include property damage and personal injury. Because of this focus, we review insurance policies every day. We know how to determine your coverage, policy limits, deductibles, and exclusions. We can explain your policy in straightforward language and assess what losses you should be able to recover.
We also help our clients document their covered expenses and losses, including itemizing their items for repair or replacement. This is a common area where the insurance company and policyholders struggle to reach an agreement. We manage all communication with the insurer, filing your paperwork and negotiating for a fair settlement.
Our attorneys know how property damage policies work and what might be covered, including any exclusions, and make a case for the insurer paying for our clients’ expenses and losses. We will fight to recover the compensation due to you based on the circumstances and your policy. You can be sure we will pursue a fair outcome in your case.
How Do I Know If I Need an Attorney for My Pompano Beach Property Damage Claim?
If you are uncomfortable handling your claim, do not have time to deal with the insurance adjuster, or run into a problem, let Ged Lawyers know. We provide guidance and representation to document your recoverable damages and get a payout based on your property damage policy.
Often, our clients call us after their insurance company makes it more challenging than necessary to get a payout, get repairs, and proceed with their everyday activities. This could include:
- Denying the claim
- Unreasonable delays in processing the claim
- Asking you to document your losses in impossible ways
- Falsely claiming the policy does not cover your losses
- Refusing to pay you a fair settlement for your repairs and other covered expenses
If you have issues with your Pompano Beach property damage claim, contact our team for help. We are here for you.
Discuss Your Pompano Beach Property Damage Claim With Our Team for Free
Ged Lawyers provides free consultations. We can assess your options and determine if your policy covers the damage that occurred. We will discuss our services and how our team can help. We will answer any questions about your claim or our fees.
Contact us today to get started.
