Whether or not your homeowner’s insurance will cover hurricane damage claims depends on the policy you purchased. Homeowner’s insurance covers somehurricane damage claims in Florida. Basic homeowner’s coverage will help you in the case of wind damage caused by hurricanes. However, it might not cover other hurricane damage such as flooding. Our Florida property damage …
What Is the Minimum Car Insurance Required in Florida?
Florida law requires all drivers to carry at least $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL) insurance. Failing to maintain insurance can lead to license suspension and hefty fines. If you’re in an accident, your insurance coverage – and that of the other driver – will be important. Our …
Eleven Reasons Why Your Insurance Claim Might Be Denied
Unfortunately, filing an insurance claim and recovering fair compensation based on the available coverage is not always as easy as it should be. Insurance companies deny claims for many reasons, such as insufficient evidence, missed deadlines, or policy exclusions. If your insurance company denied your claim, you can file an appeal, agree to mediation or …
How Do Adjusters Determine Who Is at Fault?
Following a car accident, insurance adjusters investigate what happened and decide who they believe is legally responsible. Understanding how adjusters determine who is at fault can help you protect your rights, especially if you are unfairly blamed for a crash you did not cause. Having a Boca Raton car accident lawyer on your side after …
Does Car Insurance Cover Hurricane Damage?
Your car insurance may cover hurricane damage, but it depends on your policy.
Examination Under Oath (EUO) in Massachusetts: What to Know
If your insurance company has requested an Examination Under Oath (EUO), you may be wondering what it means and how it could impact your claim. An EUO is a formal proceeding where you must answer questions under oath about your accident and insurance policy. This article will explain why insurers request EUOs, what to know, …
Does Homeowners Insurance Cover Water Damage?
It can be challenging to understand homeowner’s insurance coverage for water damage. This type of coverage often has many limitations and exclusions. In fact, the typical homeowner’s policy only covers water damage under very limited circumstances. You may need additional coverage if you live in an area frequently affected by floods or storm surges. If …
How Much Does Your Insurance Go Up After an Accident?
How much your insurance goes up after an accident depends on various factors. According to U.S. News & World Report, the average insurance premium increase after an at-fault accident is $872 per year (about $73 per month), but rates will vary depending on variables such as the severity of the accident, where you live, and …
Four Reasons Why Insurance Companies Deny Fire Claims
Insurance companies may deny fire claims because: They say that the insurance coverage you’re relying on doesn’t apply to the fire damage. They claim that you, or someone else, set the fire intentionally. They claim that the damages you’re seeking coverage for were not caused by this specific fire. They claim that defective design of …
Can I Keep My Homeowners Insurance Claim Check and Make the Repairs Myself?
Your homeowners insurance policy is a contract with specific legal parameters. You agree to pay your insurance premiums, and your insurance carrier agrees to pay for covered losses. Whether you can keep your homeowners insurance claim check and make the repairs yourself depends on your policy’s details and guidelines. The best way to understand how …
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