The cost of repairing or replacing your roof and windows after a hurricane, tornado, or hailstorm can add up quickly. If your home was damaged by hail, you should be able to turn to your insurance policy for financial compensation. These seven tips for dealing with the insurance adjuster on hail damage can help you …
Should I File a Home Insurance Claim for Water Damage?
If your residential property sustained significant water damage covered by your policy, you should file a home insurance claim. Start by identifying the cause of the water damage and understanding your policy’s limitations. Water damage claims are typically covered if they are sudden. Claims related to neglect or unaddressed leaks may not. You do not …
How to File a Wind Damage Insurance Claim in Florida
It is important that you know how to file a wind damage insurance claim in Florida, as such a claim may be the most immediate path to compensation. Your first step is contacting your insurer and disclosing the damage to your property. Then, you will file a formal claim, which you may do through a …
Massachusetts Car Insurance Laws (2025)
As of 2025, Massachusetts car insurance laws establish a no-fault system in the state. This means you rely on your own insurance coverage after an auto accident. Your policy should pay for your medical care, lost wages, and certain other damages, regardless of fault. This type of system is designed to make it easier for …
Florida’s Property Insurance Special Session Changes
State lawmakers are in a special session to see what they can tweak in the property insurance world to make life easier for insurance companies. There are several potential changes scattered throughout the Senate and House proposed bills. Still, it boils down to this big one — Jimmy Patronis, Florida’s CFO, has a bee in …
How Do Home Insurance Claims Work?
If you purchased insurance to protect your home, your policy outlines how to file a claim for property damage. Home insurance claims start with reporting damage, filing a claim, and documenting your covered losses. From there, you will meet with a claims adjuster, who will examine your home, assess the damage, and start the settlement …
Suing Your Insurance Company for Negligence: What to Know
Suing your insurance company for negligence can seem like a challenging process. You and your lawyer need to be able to show that the insurance company took actions that purposefully resulted in financial loss for you. This can happen through a negotiated settlement or through a court case. As you might imagine, insurance companies rarely …
Florida Car Insurance Laws (2025)
Florida is a no-fault state for car accident claims, meaning your insurance company covers certain expenses and losses related to your accident. State law requires all drivers to carry personal injury protection (PIP) insurance to cover immediate car accident costs. The state’s no-fault status does not preclude you from recovering additional compensation beyond PIP’s limitations. …
Four Ways to Maximize Your Homeowner’s Insurance Claim
If your home suffered damage due to a fire, hail, wind, or any other natural disaster, you can file a claim with your homeowner’s insurance company. That does not mean they will not try to undervalue or deny your claim, though. An insurance claim can be tedious, especially if the damage was extensive, but there …
How to File a Home Insurance Claim
Filing a claim for damage to your home should be a straightforward process. In general, you should secure your property, report the damage to your insurance company, and document your covered losses, including real and personal property. Your insurance company will send a claims adjuster to inspect the damage and assess your claim’s value. However, …