How long you have to file a property damage insurance claim will depend on your policy, where you live, and other factors. While Florida law gives you up to a year to begin the process, there are many reasons why getting started right away is preferred. However, this may not always be possible. Thus, understanding …
Does Homeowner’s Insurance Cover Hurricane Damage Claims?
Whether or not your homeowner’s insurance will cover hurricane damage claims depends on the policy you purchased. Homeowner’s insurance covers somehurricane damage claims in Florida. Basic homeowner’s coverage will help you in the case of wind damage caused by hurricanes. However, it might not cover other hurricane damage such as flooding. Our Florida property damage …
Can I Keep My Homeowners Insurance Claim Check and Make the Repairs Myself?
Your homeowners insurance policy is a contract with specific legal parameters. You agree to pay your insurance premiums, and your insurance carrier agrees to pay for covered losses. Whether you can keep your homeowners insurance claim check and make the repairs yourself depends on your policy’s details and guidelines. The best way to understand how …
What Is Considered Property Damage?
Most homeowners’ and renters’ insurance policies consider property damage as structural damage, repairing or replacing contents, and associated cleanup and relocation costs. If you need help with your property damage claim or are dealing with an insurance carrier that stalled or denied your claim, a Boca Raton property damage lawyer can help. You do not …
How to File a Hurricane Ian Property Damage Claim
If Hurricane Ian has hit your property, you may no longer have a home or other property due to the intense flooding and winds. This can be devastating and costly, but the first thing you should do to recover compensation is to file a property damage claim. Our Hurricane Ian property damage lawyers at Ged …
How to Fight a Denied Homeowners’ Insurance Claim
You should be able to rely upon the homeowners’ insurance coverage you purchased to protect your home. However, a Florida homeowners’ insurance lawyer can help if your insurance company denied a recent claim. They can investigate the reason for the denial, prove the validity of your claim, and file an effective appeal. If your insurer …
Who is Responsible for Accidental Damage to a Rental Property in Florida?
The landlord or tenant can be responsible for repairs when accidental damage occurs on a rental property in Florida. The circumstances of the damage and the details of the rental agreement may affect who is responsible for damage. A Florida property damage lawyer can assist you whether you are a landlord facing tenant-inflicted property damage …
How to File a Property Damage Claim
It is critical that you know how to file a property damage claim properly, because insurance companies may try to deny or underpay your claim. Hiring a lawyer may be the surest way to file your property damage claim properly. Filing a claim generally involves documenting your damages. You’ll also need to contact the insurance …
Will My Homeowners Insurance Go Up if I File a Roof Claim?
Filing any type of claim, including a roof claim, with your homeowner’s policy could lead to an increase in your premiums. Several factors may go into your insurer’s decision to implement a rate increase, including your claims history and your credit score. Your insurance agent can clarify these factors, and a lawyer can ensure your …
Why Ground Vibration Can Cause Damage to Property
Ground vibration is a seldom recognized yet potent force that can cause significant damage to residential and commercial properties. It is the oscillation of the ground caused by various sources, such as construction activities, heavy traffic, or natural seismic events. These vibrations travel through the soil and can affect the stability and integrity of buildings …
