Technically, insurance is not required for motorcycles in Florida. Unlike four-wheeled vehicles, motorcyclists do not need to show proof of insurance to register their bikes. However, riders are financially responsible for injuries that occur in accidents they cause. For this reason, and because they will need to show financial responsibility after this type of crash, …
Can I Cancel an Insurance Claim?
You can cancel an insurance claim. However, you should know that even if you cancel a claim, you might still face increased premium payments, particularly if you filed a claim for an accident you caused. You should have a good reason to cancel an insurance claim before doing so, and an insurance bad-faith lawyer can …
Does Insurance Cover Lightning Strikes?
Homeowners insurance and business insurance policies do generally cover lightning strikes, but there are exceptions to this general rule. Even if there is clear evidence of lightning-related damage to your home or business, an insurance company may try to avoid paying the settlement you deserve. If a policyholder does not fight for the money they …
How Long After a Storm Can You File an Insurance Claim?
Severe storms can lead to costly property damage. When your home or business is damaged in a storm, you expect your insurance policy to cover the repairs. However, you should note that you have a limited time to file a claim, and waiting too long to do so could have serious consequences. The deadline for …
Can You Sue an Insurance Company for Denying Your Claim?
When the insurance company fails to honor your policy or refuses to compensate you for your losses, you have the right to file a lawsuit. Insurance companies are typically profit-driven, but while denying your claim may be in your provider’s best interest, it’s not in yours. You have damages that require compensation. Perhaps you have …
Examination Under Oath (EUO) in Florida: What to Know
An Examination Under Oath (EUO) is a formal, recorded statement given under oath, typically requested by an insurance company when evaluating a claim. During an EUO, the insurer’s representative will ask detailed questions about the accident, injuries, medical treatment, and other relevant factors to assess the validity of the claim. Understanding your rights and preparing …
What to Expect With Insurance Adjusters
After you file an accident claim with an insurance company, whether for a car accident or after a natural disaster (e.g., a hurricane), you can expect to have an insurance adjuster report to the accident scene or reach out to you to get more information. During this conversation, the adjuster will ask for your statements …
Commercial Property Damage Insurance Claims Explained
When you own a business, insurance is essential. Commercial property insurance is for any business owner with a physical location and assets. Just like with your home or car, insurance can protect you from the financial burden of catastrophic events, like storms or fires. There are a variety of insurance policies available to fit your …
Will My Insurance Cover Hurricane Flood Damage?
Your insurance may cover hurricane flood damage, such as flood damage from Hurricane Ian. However, our firm will have to look into it. Flood damage is a policy separate from homeowners and hurricane insurance policies. One of our lawyers can check if you have an insurance policy with flood damage coverage. Your lawyer can also …
How Long Does a Home Insurance Claim Take?
Many factors go into determining how long a home insurance claim takes. The timeline can range from a few weeks to many months. For example, if there was a widespread natural disaster, it could take longer for the insurer to get through all of the claims related to that event than if just one person …
