Recently, you discovered that water has been leaking in an upstairs window. It has caused some severe damage to the sill, the wall, and the floor underneath. You might be asking yourself, “Does homeowners insurance cover water damage from leaking windows?” The answer depends a lot on your coverage. If you file a claim and …
Who Pays If the Police Damaged My Property?
Repairing damage to your property can be costly. When someone else’s actions cause damage to your property, they (or their insurance company) should be responsible for its repair. If the police damaged your property, getting compensation for repairs can be difficult since police have qualified immunity under certain circumstances. Depending on how the damage occurred, …
Signs of Structural Damage to Your Property
Signs of structural damage are not always apparent, but over time, they can significantly damage your property and finances. Recognizing the signs of structural damage early can be crucial in mitigating the extent of the damage, ensuring safety, and potentially saving on costly repairs. This damage can stem from various causes, including environmental factors, poor …
Florida’s Property Insurance Special Session Changes
State lawmakers are in a special session to see what they can tweak in the property insurance world to make life easier for insurance companies. There are several potential changes scattered throughout the Senate and House proposed bills. Still, it boils down to this big one — Jimmy Patronis, Florida’s CFO, has a bee in …
How to Choose the Best Property Damage Lawyer
Choosing the best Boca Raton property damage lawyer for your claim requires doing some research. You want to find an attorney who will help with: Thoroughly reviewing a policy to ensure it offers the relevant coverage Documenting the extent of your property damage Submitting sufficient evidence with your claim Completing paperwork, corresponding with insurance adjusters, …
What Is Property Damage Liability (PDL) Insurance?
Property damage liability (PDL) insurance is a car insurance policy that covers any property damage the policyholder is liable for. For example, if Driver A runs a red light and hits Driver B’s car, Driver A’s PDL policy will pay for the damage to Driver B’s vehicle. A Boca Raton property damage lawyer can help …
Four Ways to Maximize Your Homeowner’s Insurance Claim
If your home suffered damage due to a fire, hail, wind, or any other natural disaster, you can file a claim with your homeowner’s insurance company. That does not mean they will not try to undervalue or deny your claim, though. An insurance claim can be tedious, especially if the damage was extensive, but there …
How to Sue Someone for Property Damage in Florida
Under some circumstances, you may need to sue someone for damage to your Florida property, such as your home, business, or other real or personal property (e.g., furniture, clothing, or electronics). You would file suit in the Florida court system to get the money you need and deserve to cover your losses. To best understand …
How to Sue the City for Property Damage in Florida
When damage to your personal property occurs, it’s not only a cause of stress but also a significant financial burden. If the damage to your property was due to the actions or negligence of a city in Florida, you have legal rights. Suing a city for property damage in Florida involves understanding sovereign immunity, assessing …
10 Questions to Ask a Property Damage Lawyer
Filing a claim with your residential or commercial insurance company can be a time-consuming legal undertaking. A Boca Raton property damage lawyer in your area can help you navigate the application process, including double-checking your application for accuracy and completeness. The law firm you choose can make an important difference in how your claim is …