Car accidents can result in devastating injuries, and these accidents happen every day in Florida. If you were hurt in a collision, you might be entitled to compensation. The source of that compensation might not be immediately clear, depending on the type of insurance policies that cover the accident.
Navigating a personal injury case in Florida without guidance is difficult. In addition to dealing with insurance adjusters, you could also face strict legal deadlines and aggressive attorneys working for the other side. Let a Florida car accident lawyer protect your rights and even the playing field.
Florida Has No-Fault Insurance and Personal Injury Protection
Florida is one of a handful of states that takes a no-fault approach to motor vehicle accident liability. That means drivers are generally required to seek compensation through their own insurance policy instead of filing a lawsuit against the person who caused the crash.
In addition to liability coverage, state law requires drivers to carry Personal Injury Protection (PIP). In some cases, you must rely on the coverage provided by these policies in order to seek compensation following a car accident.
Pursuing a PIP claim can have its advantages. In this no-fault system, you could recover compensation for your injuries no matter who was at fault for the crash. These claims typically pay out faster compared to liability insurance. However, these policies will only pay up to a set limit, and anything beyond that is your responsibility.
In Florida it is important for drivers to carry Uninsured Motorist coverage. This is because of the high number of uninsured and under-insured drivers in the state.
The good news is that there are ways to avoid the no-fault system and pursue a negligence claim against the driver who struck you. This is only possible under certain circumstances. An attorney could help you identify if a lawsuit is an option in your case.
For a free legal consultation with a car accidents lawyer serving Florida, call (561) 995-1966
Types of Recoverable Compensation
You could be entitled to different categories of monetary compensation should you pursue a personal injury lawsuit. Each of these types of damages could combine to form your final settlement amount. An attorney can advise you on the types of damages available to you and what your case might be worth.
You could be facing significant injuries following a car accident. These injuries could require medical care—now and in the future. Monetary compensation could be available to pay for these costs, which could include treatments like surgery, prescription drugs, and physical therapy.
Missing work due to a car accident injury can be a disruptive event. This time away from work could result in missed paychecks and unexpected financial strain. With the help of an attorney, you could recoup the wages you missed out on due to your injury.
Pain and Suffering
Physical pain is an unfortunate part of many car accidents. Because you only experience this pain due to the carelessness of the other driver, compensation for your pain could be available through your injury case.
Emotional trauma is common following major vehicle collisions. For some people, reliving the experience can haunt them even after their physical injuries have already healed. This mental anguish could result in a monetary award based on how it has impacted your life following the accident.
The damage to your personal property could also result in financial compensation. Just like with your own injuries, the extent of this damage will determine the amount of compensation you are entitled to recover. Often, this involves a monetary award that allows you to repair or replace your car.
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The Time You Have to File a Lawsuit
Each state and jurisdiction places limits on the amount of time an injured party has to file a civil lawsuit. Florida is no exception, as state statutes apply this limit to car accident cases that occur within the state. The deadline that applies to your car accident injury case is commonly known as the statute of limitations.
The statute of limitations is one of the most dangerous pitfalls facing a civil lawsuit. This deadline is strictly enforced, and the judge in your case is likely to dismiss your lawsuit with prejudice if you file after the deadline expires. A dismissal with prejudice means that you forever lose the opportunity to file a lawsuit based on your injuries. This is true even if negligence in your case is undisputed.
In Florida, the statute of limitations for personal injury lawsuits is governed by Florida Statutes § 95.11. According to the statute, you generally have four years from the date your accident occurs to bring your case to court. An attorney could help you avoid this pitfall by monitoring the statute of limitations in your case and ensuring your lawsuit is filed with time to spare.
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Types of Car Accidents
Any collision involving a car could result in a viable case for compensation when negligence is involved. However, understanding the common types of motor vehicle accidents could assist with building a winning case for negligence.
By far, the most common type of car accident is the rear-end collision. These accidents typically occur at intersections when the following driver fails to stop in time to avoid striking the car in front of them.
A side-impact crash can happen in different ways. These accidents are often known as T-bone accidents and occur when the front of a car strikes the side of another. Side-impact collisions can also happen when the sides of two vehicles strike each other.
Rollover accidents occur when a vehicle flips on its side or top and rolls before coming to a stop. These accidents can involve multiple vehicles, but they often occur when one driver loses control.
These are often known as head-on collisions. A head-on or front-end collision is one of the most devastating types of car accidents. These collisions involve tremendous force, as the cars are typically traveling in opposite directions when they collide.
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Let Our Firm Help After a Car Accident in Florida
If you suffered injuries in a car crash, the team at GED Lawyers is ready to help you pursue justice. To learn how a Florida car accident lawyer could help, call right away for a free consultation.
Call or text (561) 995-1966 or complete a Free Case Evaluation form