If your home or business has suffered fire damage, you are probably already thinking about how you can file a property damage claim with your insurer to get compensation for what you have lost. Since insurers may not always be helpful, you can hire our Delray Beach fire damage claims lawyer to learn more about your legal options.
Ged Lawyers can advise you every step of the way so that you can more easily avoid common pitfalls and obstacles. Our Delray Beach property damage lawyer wants to represent you and fight hard for everything you deserve. Don’t wait to get started on your case. Call our law firm today to begin with a free initial consultation.
Why Hire Our Delray Beach Fire Damage Claims Lawyer?
After a devastating event like a house fire, you may understandably want to get the claims process over and done with as quickly as possible. However, some “shortcuts,” such as managing your claim alone, can cost you in the long run. It is worth taking the time to get help from Ged Lawyers because we can:
Determine Your Fire Damage Claim’s True Value
The insurance company will send an adjuster out to your house or business to assess the damage. Instead of taking their word for how much your case is worth, our team can conduct our own investigation to prove:
- How the fire happened
- That the damages you are filing a claim for all occurred because of the fire
- That your damages are covered under your insurance policy
Taking these steps can help you seek fair compensation.
Deal With Denials of Your Delray Beach Fire Damage Claim
Insurers may deny a fire damage claim for any number of reasons. While some denials are legitimate, the insurer may also manufacture their own reasons to refuse payment, such as falsely claiming that you set the fire yourself or that your policy does not cover fire damage.
We have dealt with these types of denials before. Ged Lawyers would be glad to communicate with the insurer on your behalf so they do not get a chance to:
- Record or take your statement without us being present
- Misconstrue or take your words out of context
- Pressure you into accepting inadequate compensation
Fight for the Fire Damage Compensation You Deserve
Insurers work hard to figure out ways of saving themselves money. You deserve a devoted legal representative who works just as hard on your behalf to:
- Teach you about your rights and how to act on them
- Prove your claim is legitimate while refuting any arguments the insurer makes to the contrary
- Keep you informed about how the claims process is going and what you can expect
- Let you know when and if the insurer offers a fair amount of money
As a Fire Damage Claimant in Delray Beach, You Have Rights
The insurance company may try any number of tactics to minimize the amount of money you receive from them. No matter what they say, remember that Florida Statutes § 627.7142, also known as the Homeowner Claims Bill of Rights, grants you the right to:
- Receive timely communications from the insurer, including acknowledgment of and judgments regarding your claim
- Receive timely compensation from the insurer and receive interest on your compensation if there is an undue delay in deciding or paying your claim
- Assistance from the state government, including free mediation if disputes arise between you and your insurer
Ged Lawyers Protects the Rights of Our Delray Beach Clients
Our property damage attorneys are familiar with all laws pertaining to fire damage claims, as well as what is and is not acceptable behavior from an insurance company. We can protect your rights by keeping an eye on your insurer and making sure they comply with all of the provisions in the Homeowner Claim Bill of Rights.
Property owners are already under enough stress after dealing with smoke damage, water damage, and all the other structural damage that comes with a fire. Let our law firm handle your claim so you can avoid navigating the legal process alone.
What to Do When Someone Asks About Your Delray Beach Fire Damage Claim
It is vital that you exercise caution when discussing your claim with anyone except for your fire damage claims attorney. We encourage clients to be completely open and honest with us at all times. When talking to anyone else, especially the insurance adjuster, you can protect your insurance claim by:
Letting Us Talk With Your Fire Damage Insurance Company
Our past experience has taught us how to speak with insurers in ways that protect rather than jeopardize our clients’ rights. If the insurer requests an interview with you, we can prepare you for their questions and even stay with you throughout the interview.
Alerting Us If the Fire Damage Insurer Contacts You
If you receive a call or email from the insurer, tell us immediately. We can respond to them for you.
In this situation, the most you should say to the insurer is that you would prefer all communications to go through your property damage attorney, and then provide them with our contact information.
Documenting Your Property and the Fire Damage
You can boost your claim if you are able to show definitive proof of the damage caused by the fire. Before damage occurs, it is a good idea to document your property and create a strong body of evidence that we can give to the insurer. This includes actions like:
- Creating a list of everything you own, especially big-ticket items like furniture and electronics
- Keeping current photos of the state of your property and all buildings on it
- Storing your evidence someplace where it will be protected in case of a fire or other destructive event
Submitting Your Fire Damage Claim on Time
No matter how difficult things have been for you since the fire, the insurer will expect you to meet their deadlines. Our team can make sure you are aware of all deadlines and even help you work within them. This way, the insurer has one less reason to deny your claim.
We File Fire Damage Claims for Our Delray Beach Clients
If you are ready to file a claim with your insurance provider, or your original claim was denied, let our legal team guide your case. Call Ged Lawyers today for help. We can evaluate your case at no charge.
Once you hire us, our Delray Beach fire damage claims lawyer can protect your rights from any attempts to undermine or undervalue your case. We can help you seek the financial compensation you deserve.