If you suffered significant property damage at your Delray Beach, FL, business or home, your insurance should cover many of the losses and expenses you endured. If you struggle to recover the money you need or believe you deserve based on your policy, one of our Delray Beach property damage lawyers can help.
A property damage attorney from GED Lawyers will review your case with you today for free. You do not have to fight the insurance company on your own. We will review your policy, assess your next steps, and determine how our team can help you navigate this process and get the money you deserve.
What Compensation Is Typically Available in a Delray Beach Property Damage Claim?
Property damage insurance policies differ from company to company and even between policyholders with the same carrier. Our attorneys review these policies regularly and know how to understand the coverage your carrier provides. We will help you document your recoverable losses and fight for the money you deserve.
We represent both homeowners and business owners in their insurance claims. The damages we typically seek, depending on their policy, include the following.
Homeowners’ property damage policies generally include several expenses and losses from a covered event. This could include fire, wind, or storm damage. However, it generally does not include floods, sinkholes, or other types of disasters. We can explain your exclusions and discuss how your insurer should cover:
- Structural repairs
- Repair or replacement of personal property
- Cleanup and remediation costs
- Temporary relocation expenses, such as a hotel room, transportation costs, and food costs when you cannot cook at home
For Business Owners
The coverage provided for business owners is somewhat different than what is available for homeowners. It will still have exclusions, and structural repairs and replacement of contents are still included. However, you could have additional coverage related to your income losses.
Coverage in your business property damage policy could include:
- Structural repairs
- Replacement of point-of-sale systems and other business tools
- Replacement of damaged inventory
- Remediation and disposal costs
- Relocation expenses, if you need to move your business
- Lost business income, if you are closed for an extended time
Let GED Lawyers Help With Your Property Damage Claim
At GED Lawyers, our attorneys provide representation and legal guidance for clients who cannot recover fair compensation based on their property damage insurance policy. We know how this process should work and how to show insurers you will not back down from the money you need and deserve.
We handle a wide range of claims based on disasters that leave you with significant damage to your home or business. This could include:
- Fire and smoke damage
- Mold and mildew
- Wind damage
- Roof damage
You have rights as a homeowner after a property damage incident. Our attorneys ensure your insurance carrier upholds these rights and provides you with the compensation promised under your policy. We also represent commercial property owners and those dealing with defective designs or construction.
We are a contingency fee law firm. We do not charge any fees up front. Instead, we use our knowledge, experience, and resources to navigate the process and secure compensation for our clients. Only then do we charge anything to the client’s account. The client does not pay attorney’s fees if we do not secure compensation.
How Our Delray Beach Property Damage Attorneys Handle Cases for Clients
When you trust our attorneys with your Delray Beach property damage claim, you can expect our team to handle all aspects of your claim and fight for the money you deserve based on your policy, damage, and necessary repairs. You do not have to try to manage this on your own. Count on us to:
- Determining your coverage, applicable deductible, policy limits, and other important policy information
- Getting estimates for your necessary repairs
- Documenting your covered losses, which is often one of the most difficult parts of proving these claims
- Managing all communication about the case, including with the insurer
- Negotiating with the insurance company for an appropriate payout
- Representing your best interests and seeking a fair settlement
When we represent a client in a property damage claim in Delray Beach, we understand how much the stress and frustration of these cases weigh on them. If you choose our attorneys, we want you to be able to focus on your daily tasks and normal activities. Let us take care of the rest.
When Should I Contact a Property Damage Lawyer in Delray Beach?
Sometimes, our clients call us and enlist our help from the start. They do not have the time or energy to handle their claim and trust us to get them the money they need. In other cases, they connect with us only after encountering a problem with their insurance claim. This could include:
- A property damage claim denial
- Unreasonable delays in processing the claim
- Refusing to cover damages covered by the policy
- Asking for unreasonable documentation before covering a loss
- Refusing to offer a payout based on the policy
If you encounter any of these issues—or others—in your claims process, do not settle for less than you deserve. You do not have to accept a lowball offer and should not pay for property damage repairs out of your pocket when you have coverage. Let our team review your case and explain how we can help.
Speak to a Team Member About Your Property Damage Claim Today
GED Lawyers offers free consultations for property owners in Delray Beach. If you have significant property damage and struggle to get your insurer to pay the appropriate compensation promised by your policy, we are here to help. Let us handle the insurance carrier while you proceed with your daily life.
Contact us online or via telephone to get started with your free consultation.