Massachusetts’ infrastructure isn’t meant to handle severe flooding. In the aftermath of a torrential downpour or another weather event, businesses close, transit vehicles can’t run, and your home could face serious damage. Matters get worse when the insurer won’t fairly compensate you. So, what now?
Ged Lawyers want to secure a settlement for the damage the flood caused. We can seek the cost of temporary relocation, food, boarding pets, and other expenses. A Massachusetts personal injury lawyer from our firm can build your case now. Our team works tirelessly to help flood damage claimants. We want to learn your story today.
We Offer Free Case Reviews Where We Can Discuss Your Flood Damage Case
We understand that you may have many concerns about affording legal help. That’s why we offer free case reviews to people in your situation. If you want to discuss your legal options, we’re just a phone call away. During this no-risk conversation, you can learn about:
- Your next steps moving forward
- The insurance company’s obligations
- The benefits of partnering with our property damage lawyers
- Your rights under state law
You can start your free case review at your earliest convenience.
When Should I Connect With Our Flood Damage Team?
If you have flood damage insurance, there’s no reason why the insurance company shouldn’t reimburse you. You’ve spent years maintaining your insurance premiums and deserve a settlement. We encourage you to connect with our team if:
The Insurance Company Acts in Bad Faith
Massachusetts has laws prohibiting bad faith insurance practices. These laws intend to hold insurance companies accountable for their promises. Still, not all insurance companies stay true to their word. You may be encountering bad faith insurance practices if:
- The claims adjuster pressures you into giving a recorded statement.
- The insurance company unnecessarily drags out the claims process.
- The insurance company denies compensation without giving a written reason why.
- The insurer pressures you into accepting less than you need.
You may find yourself frustrated and overwhelmed without knowing why. This in and of itself could be a sign that the insurer isn’t acting in your best interest. When that happens, we can step in and hold the insurance company accountable for your losses.
You Need Assistance Beginning the Process
You may have no idea how to file an insurance claim. That’s not a problem; our team can manage everything your insurance claim requires. This includes its initial filing, gathering evidence, and negotiating a settlement.
The Insurance Company Offers Less Than You Need
The insurance company may offer a settlement, but it could be significantly less than you need. You don’t have to accept any amount that’s not fair. Our team can determine why the insurance company isn’t offering what you’re owed. Then, we can strategize and secure more.
You Want Time to Focus on Your Future and Well-Being
Flood damage can be devastating. In addition to breaking electrical devices and causing mold growth, it can devastate the foundation of your home and create an unhealthy environment. It can also completely upend your future and mental health.
Rather than fighting with the insurance company, with our team on your side, you can focus on your property’s repairs. We’re not kidding when we say that we’ll manage your case from start to finish.
A Flood Damage Settlement Could Account for These Losses
If you have flood insurance, a settlement could account for:
- Temporary housing. The flood may have made your home uninhabitable. If so, a settlement could account for living in a hotel or making other arrangements.
- The cost of repairs. Your property could have sustained serious damage, from waterlogged drywall to mold damage. You purchased insurance for a situation just like this. You shouldn’t have to pay for any repairs out of pocket when you have appropriate coverage.
- The cost of replacing certain items. The flood could have damaged many of your personal possessions, from electronics to furniture. Your settlement could account for either the partial or full value of certain items, depending on what coverage you have.
- Various out-of-pocket expenses. You may have paid for various expenses out of pocket following the flood, such as temporarily boarding your pets and using a laundromat.
Our flood damage lawyers in Massachusetts want to recover everything you need. We evaluate your losses using receipts, invoices, and bills. We also consider your own testimony when negotiating with the claims adjuster.
What if the Insurance Company Won’t Reimburse Me?
You have options if the insurance company won’t pay for your losses. One of those options involves filing a lawsuit against the insurer for breach of contract. The state limits how long you have to file a lawsuit based on these terms. If a lawsuit could yield the compensation you need, we can handle litigation and everything it entails.
Considerations After Sustaining Flood Damage in Massachusetts
You want to do everything in your power to promote a smooth claims process. Some of these considerations include:
Documenting Your Losses
We encourage you to document everything about the damage to your property. This may include taking photos of the main structures on your property. It also includes keeping all receipts and bills related to your out-of-pocket damages.
Notifying Your Insurance Company of the Damage
Your insurance company has deadlines for accepting flood damage claims. You don’t want to miss that deadline; doing so could invalidate your right to damages. By notifying your insurer of your property’s damage, you can create a paper trail of your damages and seek what you need.
Preventing Your Property’s Damage From Getting Worse
The insurance company expects you to mitigate the damage to your property after the flood. For instance, if the flood damaged drywall, you should install fans and dehumidifiers to combat mold growth. If the flood created holes in your property’s baseboards, you should patch those holes; you don’t want pests calling your house home.
Our team can explain more about your post-flood considerations after an adverse weather event in Massachusetts.
Connect With Ged Lawyers for More Information
You’ve already experienced a serious flood in Massachusetts. You shouldn’t have to deal with an uncooperative insurance company on top of that. Our lawyers want to seek everything you need, so you can move ahead. To begin your free case review, call now.
