Homeowners in Massachusetts are subject to high-velocity winds that can severely damage their homes and personal property. These damages can displace families for extended periods while repairs take place. If wind damage has damaged your personal property, you may wonder how you will pay for and ultimately recover the damages the structure suffered.
GED Lawyers is committed to helping our clients make full recoveries when they suffer damages to their personal property. When you are in need, we can help you file your claim, understand your policy, and determine the damages to include in your claim. Our Massachusetts wind damage lawyer is ready to help if you have suffered property damage.
Is Wind Damage Covered Under Standard Homeowner’s Insurance in Massachusetts?
As the Executive Office of Housing and Economic Development notes, most standard homeowner’s policies in Massachusetts cover wind damage. This includes any damage from wind-driven rain or objects causes that damage your home because of high winds.
If you have suffered damage to your roof, windows, or the foundation of your home, then you should recover compensation from your insurance company as outlined in your homeowner’s policy. You can always call your insurer to confirm what your policy covers if you are unsure.
Filing Your Insurance Claim
You should file your wind damage claim as soon as possible. Though you may hear horror stories about how insurance companies have treated other people, you should be respectful when speaking with an insurer and submit the documentation it asks for.
If you are unsure how to go about filing your insurance claim, you can seek the assistance of a wind damage attorney from our personal injury law firm. At GED Lawyers, we have helped numerous clients recover compensation for damages suffered from wind damage.
For a free legal consultation with a wind damage lawyer serving Massachusetts, call (561) 995-1966
What Should I Do After Wind Damages My Massachusetts Home?
First, you need to make sure you and your family are safe. If severe storms are in the weather forecast, make sure you follow all local guidance, even if that means leaving your home until the storm passes. Once your home is safe to return to, you can do a few things to give yourself the best chance for recovery.
Take Photographs
Taking photographs can make it easier to completely assess the damage done to your home. The insurance company will send a claims adjuster to your home, but it is also good to have your own pictures or videos.
If you have photographs from before your home was damaged, that will also help in showing just how much damage was done to your home.
Repair Damage
While it is important to have the damage to your home repaired so that you can safely inhabit the home as quickly as possible, it is even more important that you do not have these repairs done until the insurance company has had a chance to see your property.
If you make repairs before the insurance company can determine the cost of your damages, you could risk not recovering the compensation you should receive. Even if you take photos, wait to start the repairs after the insurance company visits your property.
Track Your Expenses
If you have permanent or temporary home repairs done, keep your receipts. This will allow your attorney to better assist you when it comes to recovering compensation.
Other recoverable expenses may include the price of a night in a hotel or a temporary home. Your insurance company and an attorney can assist you with determining the accommodations you are entitled to after suffering property damage that makes your home unlivable.
Massachusetts Wind Damage Lawyer Near Me (561) 995-1966
What If My Insurance Company Offers Me Less Compensation Than I Deserve?
Unfortunately, a situation such as this is not uncommon. If an insurance company does not offer to pay you what you believe you are due, you can seek the assistance of an attorney who can speak with the insurance company on your behalf.
Damages Not Covered Under Standard Insurance
While you are almost certainly entitled to compensation for wind damage done to your home, the same cannot be said for other damages that may occur during a storm.
For instance, if you suffer flood damage to your home but do not have other damage to the rest of your home, it is unlikely you will recover these damages unless you have flood insurance. If a tree falls on your roof, creating a hole, then the interior water damage you suffer could be proven to be a result of the wind.
What If I’m Unsure If It’s Covered?
You should contact a legal representative. Your insurance company may try to claim the damage you suffered was not a direct result of the storm you experienced. It could claim that certain damages were already there or that the damage was unrelated. In some situations, they may even try to claim this when it is evident that your policy should cover the damage.
That is why it can be helpful to speak with an attorney who can help you understand your insurance policy and ensure you receive the appropriate compensation.
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Contact GED Lawyers Today About Your Massachusetts Wind Damage Insurance Claim
You should file your wind damage claim as soon as possible. Though you may hear horror stories about how insurance companies have treated others, you should be respectful when speaking with an insurer and submitting the documentation it asks you to provide.
GED Lawyers’ attorney team is ready to assist you when you need us most. Call us today for a free consultation to learn how our Massachusetts wind damage attorney can help you seek financial recovery.
Call or text (561) 995-1966 or complete a Free Case Evaluation form
