What Does PIP Pay For in Florida?

Florida law firm specializes in handling PIP claims

Chances are you have heard of PIP. But you may not know that PIP stands for Personal Injury Protection. And you may not know that it is an insurance policy that is required of all Florida drivers. But if you are ever involved in a car accident – as a driver, passenger, or pedestrian – it will become critically important that you understand Personal Injury Protection insurance, what coverage the policy provides, and how the claims process works. Florida law firm Ged Lawyers, LLP specializes in handling Personal Injury Protection (PIP) claims, with a track record of successfully recovering damages for those Floridians who have suffered injury in a car accident.

Florida PIP

Florida’s Personal Injury Protection (PIP) insurance law dates back to 1971, when it was adopted as a way to ensure prompt, fair insurance payments for those Florida drivers who had been injured in car accidents. PIP insurance is required of all Florida motorists, with a mandatory coverage requirement of $10,000.

“No fault” insurance coverage

Florida PIP is often referred to as “no fault” insurance because PIP does not require that the policyholder prove fault in order to receive PIP benefits. Coverage is provided regardless of who is deemed legally responsible for the car accident.

Coverage provided by PIP

Personal Injury Protection (PIP) insurance covers the medical expenses incurred as a result of injuries sustained in a car accident. In some situations, PIP may cover lost wages and other damages. PIP covers not only the driver, but any passengers or pedestrians struck by the vehicle.

PIP insurance extends beyond the policyholder – to any children that are injured while riding a school bus, members of the household, and passengers in the vehicle at the time of the accident who do not have their own PIP insurance because they do not own a car. If, however, a passenger in the car has their own PIP insurance policy, then the passenger will be protected by their own PIP policy for any injuries that are a result of the accident.

Skilled PIP specialists take on the insurance company to recover the compensation you deserve

At Ged Lawyers, LLP, headquartered in Boca Raton, Florida, our Personal Injury Protection (PIP) team specializes in handling PIP claims for Florida residents. We have in-depth knowledge and stay abreast of changes in insurance law, fighting tirelessly for our clients for the compensation they deserve. When the insurance company stalls, disputes, or denies your PIP claim, our skilled team takes them on and recovers damages for your injuries. If you have been injured in a car accident and need to file a PIP claim with your insurance company, let us help. Contact one of our PIP specialists today at 844-443-3529 or online.