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Roof Leaks and Property Damage

Florida disaster recovery law firm successfully battles insurance companies to recover maximum compensation for roof leaks and other property damage

Florida storms can wreak havoc on homes, from hurricanes to tropical storms and the frequent summer afternoon thunderstorms. Heavy winds and rain often result in roof leaks which can quickly – and sometimes unknowingly – spread to inflict significant property damage to the interior of the house. Whether your homeowners insurance policy covers damage to appliances, furniture, personal property, carpeting and the like depends upon your policy. Ged Lawyers, LLP is a results-oriented disaster recovery law firm that works with Florida homeowners who have suffered storm damage, successfully battling the insurance companies to recover the compensation they deserve for their property damage.

Organize your documents

Preparation is key when filing a property damage insurance claim. This includes reviewing your homeowners insurance policy to verify that you have coverage for the damage you experienced. Look for any supplemental policies, such as flood insurance, that you may have purchased. Organize receipts for any roof maintenance, replacement, or repair as evidence that the roof was kept in good condition. Collect receipts for purchases of any property that has been damaged by the roof leak to demonstrate monetary value of the loss.

Don’t miss the property claim deadline

All states have statutes of limitations, which is the length of time for filing a claim in the civil court system. The statute of limitations for filing a property damage claim in Florida is four years from the date the property damage occurred. This timeframe is important – if you do not file your property damage claim prior to this four-year deadline, your case will be not be heard in the courts. Furthermore, you will be unable to recover any compensation for the property damage you experienced.

A denied or rejected claim isn’t final

Many insurance companies reject or deny insurance claims. Perhaps the policy does not cover the damage that is listed on the claim. Or the policyholder was not insured at the time the property damage occurred. There are a number of reasons an insurance company may reject your claim. The important thing to know is that this is not final. Insurance policies are contractual agreements and are subject to interpretation by the courts and the courts can reverse the insurance company’s decision.

We take on insurance companies and win

Many homeowners think because they have a homeowners insurance policy, they simply need to file a claim for property damage sustained and they will receive the compensation they are entitled to from the insurance company. Unfortunately, this is not the case. Insurance companies often deny or dispute claims, or offer a small portion of what you rightfully deserve. At Ged Lawyers, LLP, our experienced Florida disaster recovery attorneys take on the big insurance companies and win. Our team is highly skilled, knowledgeable, and dedicated to fighting on your behalf to recover just compensation for your property damage. Contact a member of our team at 844-443-3529 or contact us online to schedule an appointment to discuss your claim.