If your home or business suffered significant damage, you likely need to file a claim based on your insurance policy and seek a payout that covers your repairs and other losses. This process is rarely easy, especially when you are already stressed and frustrated. Working with a Deerfield Beach property damage lawyer from our team can make this process go more smoothly.
A property damage attorney from Ged Lawyers will discuss your options and next steps with you today for free. You do not have to navigate this process on your own or fight your insurance carrier for a fair payout. Our team handles these cases regularly and knows what to do. Property damage claims are one of our main practice areas, meaning we have the experience and knowledge necessary to manage these claims.
How Our Deerfield Beach Property Damage Attorneys Help Our Clients
At Ged Lawyers, our legal team understands how difficult it is to focus on an insurance claim while also facing property damage or personal injuries. We want to ensure you can give your attention to what is most important in your life today, whether that is home repairs, reopening your business, or healing from your injuries. This is why we represent individuals, families, and business owners in these cases.
When it comes to Deerfield Beach property damage claims, we handle a wide range of disasters and covered events. This could include:
- Hurricanes
- Fires
- Smoke damage
- Mold and mildew concerns
- Wind or tornado damage
- Roof damage
We also serve clients with concerns about their commercial property, residential property, or defective design and construction.
We represent clients on a contingency-fee basis, so we do not ask for money upfront before we start on your case. Instead, we only collect attorney’s fees after recovering your compensation.
Our Deerfield Beach Legal Team Fights for Your Financial Recovery
Our Deerfield Beach property damage lawyers handle all aspects of a claim from start to finish. You can count on us to build a compelling case, document your expenses, and negotiate with the insurer to secure appropriate compensation. Our trial lawyers will pursue additional action when necessary.
When you hire our team to handle your case, you can expect us to handle tasks such as:
- Reviewing and explaining your insurance policy, coverage, deductibles, and limits
- Documenting your covered losses, including itemizing and valuing your personal items
- Managing all communication with the insurance carrier, including phone calls, necessary paperwork, and other claim-related information
- Negotiating for an appropriate payout based on the value of your covered expenses and losses
- Fighting for your best interests throughout the process
Recoverable Damages in a Deerfield Beach Property Damage Case
Our attorneys know what to look for when it comes to identifying and documenting recoverable losses in a property damage claim. We review the policy to understand your covered expenses and losses. Then, we go to work documenting the money you need and deserve based on your damage and the policy inclusions.
Depending on the circumstances, you could recover the following types of damages following a covered event:
Structural Repairs
Your insurance policy should include repairing or rebuilding after structural damage from a covered event. Your policy could cover your home, business, detached garage, barn, workshop, or other structure on your property.
Structural damages could vary from relatively minor—losing a few shingles off the roof—to complete devastation from a fire or tornado. Other examples include damage to floors, walls, doorways, windows, and the foundation.
Repair or Replacement of Personal Property
Property damage coverage generally includes the repair or replacement of valuable personal property. This could include appliances, electronics, furniture, and more. Sometimes, property owners buy additional coverage if they have valuable collections of jewelry, musical instruments, antiques, or other expensive investments.
When it is time to file a claim, the value of these losses is often difficult to document or challenged by the insurance company. Our attorneys will help you handle this process and demand fair compensation for your losses.
Cleanup or Remediation Costs
Many types of disasters cause a big mess. Whether you need to remove water, eliminate mold, clear smoke, or haul away debris, these costs should be covered by your property damage policy.
If you work with a remediation company, they will likely handle these tasks and bill you. This could make it easier to show the insurer the necessary costs. However, there are other ways to document your expenses. Our team can handle this for you.
Relocation Expenses
If you cannot stay in your home until repairs are complete or cannot open your business at your current location, your insurance policy could cover many of the related expenses. For homeowners, this could include a hotel room, transportation costs, and more. Keep all receipts for expenses during this time, and we will help you identify which ones might be recoverable.
Lost Business
Many business owners have business interruption insurance. This could cover your related expenses and losses if you cannot operate your business and make money because of a covered event.
Our Property Damage Lawyers Help Clients Deal With the Insurance Carrier
Insurance companies do not always make getting the money you need for repairs, property replacement, and relocation easy. Sometimes, our team has to fight for fair compensation even though it should be covered.
Contact our team immediately if you encounter any issues with your insurance carrier. This could include:
- Denying your claim
- Unreasonable delays in the claims process
- Refusing to cover certain losses
- Being untruthful or misleading about your coverage
- Making unreasonable demands for documentation
- Refusing to offer a fair settlement based on your damages
Discuss Your Deerfield Beach Property Damage With Our Team for Free
At Ged Lawyers, our property damage team serving Deerfield Beach provides free initial case consultations. If your home or business suffered serious damage, let our team review your case and explain how we can help you.
Contact us via telephone or online contact form to get started.
