If you are a medical provider assigned to a patient whose PIP benefits have been denied, our lawyers can help. Insurance companies may undervalue or deny PIP claims for different reasons. For example, an insurance adjuster may try to assign more of the fault for the accident to your patient.
Whatever the reason for a denied PIP claim, a Middleton personal injury protection (PIP) lawyer from Bogin, Munns & Munns can deal with the insurance company for you. In a free consultation, we can review your case with you and tell you more about what a Middleton personal injury lawyer can do for you.
How Does PIP Work In Middleton?
Massachusetts.gov outlines the basics of auto insurance for motorists. PIP helps drivers, bicyclists, pedestrians, and other people recover damages if they suffer injuries due to a car accident, bike accident, pedestrian accident, or another kind of personal injury incident. All vehicle drivers must carry PIP insurance, per Massachusetts law.
PIP works by letting a claimant claim and recover their medical expenses and 75% of their lost wages and other damages, up to $8,000 total. Even if a claimant’s damages exceed $8,000, PIP won’t let the claimant recover any more money than that. Also, PIP doesn’t let a claimant receive certain non-financial damages, such as any pain and suffering the claimant experienced.
Alternative Options to PIP Claims
PIP claims are very helpful after simple accidents involving minor injuries since the claims help victims recover compensation right away and settle their disputes. However, the claims aren’t always very helpful after major accidents with serious injuries because the claims may not provide adequate compensation. Furthermore, an insurer could deny a PIP claim even for minor accidents, as well.
If you believe a claim won’t provide you with adequate compensation, you can file a lawsuit.
Your Patient Can Access the Care They Need Through a Massachusetts PIP Claim
Generally, PIP claims only allow claimants to recover financial damages (and only a portion of) those damages. Your patient could claim and recover medical costs, such as the cost of immediate medical treatment and ongoing physical therapy. Under 211 CMR 38.05(1)(a), PIP covers up to $2,000 if your patient has health insurance or up to $8,000 if you don’t have medical insurance or have Medicare or Medicaid.
The Damages You Cannot Recover in Your Claim
PIP generally doesn’t allow a claimant to recover non-economic damages. These damages include:
- Pain and suffering
- Mental anguish
If you are a mental healthcare provider whose patient’s PIP claim was denied, our Middleton attorneys may be able to seek recovery for your services through a civil lawsuit.
Middleton Personal Injury Protection (PIP) Attorneys Can Help You
A PIP lawyer from our firm could tackle the insurance companies for you and provide a range of legal services.
Take Prompt Action
This can help if you want to file a lawsuit, as the filing deadlines for lawsuits in Massachusetts can creep up on you unexpectedly. To help you meet the deadline for your suit, a lawyer from our firm can begin your case right away and keep it progressing at a timely pace.
For any kind of personal injury suit, the filing deadline is three years from the incident date, per Mass. Gen. Laws Ch. 260 § 2A. For a wrongful death suit, the filing deadline is three years from the date of the loss of life, per Mass. Gen. Laws Ch. 229 § 2.
Hold Multiple Entities Accountable
In your patient’s case, more than one entity could be responsible for the accident and their injuries. Both a driver and their employer could be responsible, for example. A Middleton PIP lawyer can hold each entity accountable and demand compensation from them.
Fight for a Fair Outcome
Our attorneys will determine what your patient’s claim is worth and then fight for that value. If that means arguing with insurers, we will do that. If it means filing a lawsuit, we will do that instead.
Keep You Updated Throughout the Legal Process
The last thing we want to do is leave you in the dark when it comes to a PIP claim. When you work with our Middleton personal injury protection (PIP) team, we will keep you updated on any progress in your case. We will also make ourselves available to answer any questions as they arise and explain anything that is unclear.
Our Middleton PIP Attorneys Are Committed to Client Satisfaction
Since 1995, we’ve been helping people with insurance claims and legal actions. We know you put your patients first, and we do the same for all of our clients.
Another reason to consider us is that our legal team can work for you on a contingency-fee basis. If you choose this fee arrangement, you won’t have to pay your attorney anything unless they’re successful in recovering compensation.
Finally, we’ve been very successful with our clients, having recovered millions of dollars for them.
Contact GED Lawyers To Retain Your Middleton Personal Injury Protection (PIP) Attorney
Your focus should be on your patient’s treatment. You shouldn’t have to deal with an insurer seeking to deny or undervalue a PIP claim. If you are a medical provider whose patient’s PIP claim was denied, you can turn to our law firm for assistance. We offer comprehensive legal services, so you can get back to work and leave the legal process to us.
During a free initial case review, we’ll discuss all of your options with you. We’ll also tell you more about how one of our PIP lawyers can help. To learn more and to have your free consultation, call GED Lawyers today.