If you’re dealing with a burst pipe in your home or business, time is of the essence. You could already be facing thousands of dollars of water damage, and the longer it goes unattended, the worst it gets. Your insurance is supposed to make getting repairs easier, but insurance companies often make things harder. They may refuse to cover the damage or drag their feet in paying out your claim.
In times like these, you can call on Ged Lawyers. A Florida pipe burst lawyer at our firm can step in and take care of your claim for you. We can discuss your claim during a free case evaluation and find the best way forward.
Our Pipe Burst Lawyer Can Help at Any Stage of Your Claim
Insurance companies relish claimants who do not have an attorney. Unfortunately, some of them take the opportunity to lowball your settlement or dispute their liability for your pipe problems so they can save money. Our Florida property damage lawyers are equipped to help you with your pipe burst claim in Florida, no matter what the circumstance is. Whether you’re initiating a claim for the first time or you’ve already filed, we have the tools to get you results. We can help you if:
- You want to file a claim for a burst pipe
- You have already filed a claim but are still awaiting a response from the insurance company.
- Your claim was denied by the insurer.
- Your insurer refuses to cover the full amount of the damage.
- Your claim was approved, but you are still waiting for a check.
We’ve seen insurance companies change their tune once a lawyer gets involved countless times. Many believe they can steamroll over your rights because you don’t have the knowledge or resources to fight back. With a Florida burst pipe attorney by your side, you have an advocate who will stand up for you.
How Our Florida Pipe Burst Attorneys Can Assist Your Claim
If you suffered a busted pipe with no warning and need to start a property damage claim, our legal team can help you assess the water damage, pinpoint the cause of the pipe breaking, and find qualified water damage repair experts to correct the issues. Other duties we perform for your include:
Taking Photos and Video to Document the Damage
It’s our job to help you estimate the value of the damage to your property and any resulting expenses. A lawyer on our team can also help you take photos or videos to document the damage. It may be taxing to do this on your own since it could involve your personal possessions, fixtures, and the structure of your home.
Reviewing Insurance Policy
Your insurance coverage is essential to fighting for your financial recovery after a busted pipe caused water damage to your home. Our property damage attorneys will fine-tooth-comb your policy to determine the provisions, limits, and exclusions that apply to your claim.
Water damage from burst pipes is generally covered under your home insurance or commercial insurance policy as long as it results from accidental or unforeseen circumstances. It is not usually covered if your burst pipes are the result of your failure to maintain the condition of your pipes or drainage system.
Disputing Denied Claims
There could be multiple reasons why your claim was denied, such as:
- The insurance company may believe that you are personally responsible for paying due to how the damage to your place occurred.
- You may not have supplied adequate proof of damage and/or your losses.
- The adjuster may have applied a misinterpretation of your insurance policy.
- You or the insurance adjuster may have made a simple error in the paperwork.
Your pipe burst lawyer serving Florida will carefully review the insurance company’s response to identify the reason for your denial. We’ll then work to provide evidence supporting your property damage claim or correct any mistakes impeding your payout.
Discouraging and Combating Bad Faith Insurance Practices
Sometimes, claimants may have supplied all the necessary documentation and made zero errors in their paperwork, but insurers still deny their claims. A Florida property damage lawyer at our firm can help you fight back if the insurance adjuster has unfairly adjusted your claim and unjustifiably denied it.
Other times, a claimant is just waiting for a reply to their initial filing, waiting to hear back after sending necessary documentation or waiting to receive their check after the insurance company approved the claim. Insurance adjusters may investigate your burst pipe accident, but there are legal restrictions on the amount of time they can take listed in the Homeowners Claim Bill of rights. If an inordinate amount of time has passed, the insurance company may be operating in bad faith.
By law, insurers must adjust your claim within a reasonable amount of time, and they must do so fairly. We may sue for breach of contract and/or bad faith. In a lawsuit against the insurance company, you could recover additional damages on top of what they owe you for your claim.
Call Us to Get Help From a Burst Pipe Lawyer
Ged Lawyers can help you recover the compensation you need to make repairs or relocate in the meantime. Depending on your insurance, you may even be able to recover money for not being able to use your property.
You shouldn’t have to cover the cost of repairs to your home or business by yourself when you’re paying for insurance. Call us for a free consultation.