Florida Homeowner Insurance Lawyers

Skilled legal team fights for maximum compensation from homeowner’s insurance claims

When you have suffered damage to your home from fire, wind, smoke, hurricane, flooding, theft, or another event, you will be faced with the task of submitting a homeowners insurance claim to your insurance company to recover damages. While this should be a straightforward endeavor — given that you have paid annual premiums to your insurance company for this very reason — unfortunately, trying to recover what is rightfully yours can be an uphill battle. The skilled Florida insurance attorneys at Ged Lawyers, LLP are experienced in disaster recovery, successfully recovering damages in Florida homeowner’s insurance claims.

Homeowners insurance provides protection

When you are shopping for a home, your mortgage lender will require that you purchase homeowners insurance before finalizing your mortgage loan. These important insurance policies cover unintentional damage or destruction to your home. Understanding which insurance coverage is best for your individual needs is important, especially if you live in a coastal area where flooding is not uncommon.

Filing a homeowners insurance claim

When you have a homeowners insurance policy, you have a contract with the insurance company and there are contract conditions that must be satisfied before an insurance claim is resolved. Most homeowners insurance policies require that the insured homeowner notify the insurance company within a certain timeframe if there has been any loss or damage to the home. When there has been property damage, the homeowner is required to perform certain actions to ensure that the property is protected from any further destruction. When theft has occurred, insurance companies typically require that the policyholder submit a police report.

What happens if my homeowners insurance claim is denied?

In many cases, the insurance company denies or rejects the insurance claim. This may be for a variety of different reasons. The insurance company may state that the reported loss is not covered under the homeowners insurance policy. Or perhaps the claimant was not insured under the policy at the time the damage occurred. The insurance company may take the position that the claimant voided the policy when they took some sort of action. Homeowners insurance policies are contractual agreements and, as such, are open to interpretation by the courts. So even if your insurance company denies your initial homeowners claim, the courts may reverse that decision.

We take on insurance companies and get results

Insurance companies frequently dispute or deny insurance claims. And many homeowners accept that as the final word and never recover the compensation that they deserve. That is a mistake. At Ged Lawyers, LLP, our experienced Florida disaster recovery attorneys have a long and impressive track record of recovering the compensation you rightly deserve under your homeowner’s insurance policy. Don’t let the insurance companies intimidate you – contact a member of our team today at 844-443-3529 or online to schedule a complimentary consultation to discuss your property damage claim. We have recovered millions for our clients and can help you too.